Storm Damage Roof Repair in Buda, TX
Storm hit your Buda roof? Hail, wind, tree limbs—we handle it all. Free inspection, full insurance claim support, and 24/7 emergency response. Other companies treat Buda as out of area. We don't. Same priority, same response time, no travel surcharge.
Austin's Most Trusted Roofing Company
5-star rated service
Storm Came Through Buda? Here's What to Do Right Now.
Buda sits on flat, open terrain along the I-35 corridor with nothing between your roof and the sky. When severe weather rolls north from San Antonio or sweeps east from the Hill Country, Buda takes the full impact—no terrain breaks, no natural windscreens. Newer subdivisions like Sunfield and Elliott Ranch are especially exposed because the tree canopy hasn't matured yet. Older neighborhoods near downtown have the opposite problem: mature oaks and pecans that become heavy-branch hazards in high winds.
Here's the challenge Buda homeowners face after storms: When a large weather event hits the Austin metro, most roofing companies prioritize central Austin, Round Rock, and Cedar Park first. Buda—despite being under 20 minutes from downtown Austin—gets treated as a secondary market. We've heard from Buda homeowners who waited days for callbacks from companies that told them they'd "get down there when they could." That's not how this should work.
Your immediate next steps:
Stay off the roof and away from fallen branches.
Buda storms often bring tree debris alongside hail and wind. Don't climb up and don't try to remove branches yourself—damaged decking may not support weight safely.
Photograph everything from the ground.
Shingles in the yard, dented gutters, tree limbs on the roof, water stains on ceilings, cracked siding. Timestamped phone photos support your claim and cost nothing.
Contain any water intrusion.
Buckets under drips, towels on wet floors, furniture moved away from water. Your policy requires "mitigation of damages." On Buda's limestone/clay soils, water near the foundation also accelerates settling—so preventing interior flooding protects more than just your floor.
Call us before calling your insurance company.
Professional documentation before you file creates a stronger starting position. Your initial claim sets the baseline—and it's difficult to add damage to a claim after the adjuster has already been. Buda storms often cause multiple damage types on the same roof, and each needs to be documented correctly from the start.
We respond to Buda emergencies the same day we'd respond to an Austin call. No travel surcharge. No waiting behind "closer" jobs.
Already filed your claim? Adjuster coming soon?
Call us now. The adjuster's visit is where your settlement is determined, and we need to inspect before they arrive. Having a roofing professional at your Buda home during the adjuster's visit changes outcomes—especially when the roof has multiple damage types (hail + wind + tree impact) that need to be documented as separate line items. We walk every slope with your adjuster and make sure nothing gets left off.
Will My Insurance Cover Storm Damage Repairs in Buda?
Almost always yes—when the damage was caused by a weather event. Standard Texas homeowner's insurance covers sudden storm damage, and Buda's position on the I-35 corridor means severe weather is a well-documented, recurring reality.
What's typically covered on Buda roofs:
- Hail damage—cracked, bruised, or fractured shingles from direct impact
- Wind damage—lifted, creased, or missing shingle tabs
- Tree and branch impact—punched shingles, cracked decking, structural damage
- Interior water damage from storm-compromised roofing
The Buda geology factor: Buda sits on a mix of limestone and Hays County clay that causes localized foundation heaving and settling. This creates roof damage—pulled flashing, stressed seams—that looks similar to storm damage but isn't covered under weather claims. The key is separating the two. When they're mixed together in a claim, adjusters use the pre-existing damage as a reason to reduce your storm payout.
The real question isn't IF insurance pays. It's whether your claim captures everything it should.
Buda roofs often have multiple damage types after storms: hail on exposed slopes, wind lift on south-facing eaves, and tree impact on canopy-shaded areas—all on the same roof. Each needs separate documentation. Add in the possibility of pre-existing foundation-related damage, and the claim becomes complex enough that proper documentation before the adjuster arrives can mean the difference between a partial repair approval and a full replacement.
Wherever You Are in the Process, We Can Help.
Whether this is your first insurance claim or you've been through storms before, find your situation below.
"The storm just happened. I haven't done anything yet."
Best possible timing. Call us for a free inspection before you file. We build claim-ready documentation so your initial filing captures every type of damage on your roof.
"I called another company and they won't come to Buda."
Common during large storm events. Austin-based companies prioritize closer jobs. We serve Buda as a primary area—not an afterthought. Same response time, same priority, no surcharge.
"I filed my claim. The adjuster is coming this week."
Call us now—we need to inspect before the adjuster arrives. We meet them at your Buda home and walk the roof together, ensuring every impact area ends up in the report.
"The adjuster came and the settlement seems low."
Common when adjusters rush through Hays County neighborhoods after large events. We document what they missed and help you file a supplemental claim with stronger evidence.
"I have tree damage AND hail/wind damage on the same roof."
This is common in Buda, where older neighborhoods have mature canopy and newer areas get full hail exposure. Each damage type needs separate documentation for a comprehensive claim. We handle this regularly.
"The storm was weeks ago. I put it off."
Texas allows 1-2 years for most storm claims. But every rain pushes water through cracks the storm opened, and Buda's soils make moisture problems worse. Call for a free inspection while damage is still attributable.
"A door-knocker gave me a quote. Something feels off."
Trust your instincts. Get a second opinion from a company with a verifiable local address and years of area reviews. Our inspection is free, no-pressure, and we'll tell you honestly what we see.
We Handle Your Insurance Claim From Start to Finish
Your adjuster works for the insurance company—not for you. Buda roofs often present complex claims with multiple damage types, pre-existing foundation issues, and outbuildings. You need someone who knows how to navigate that complexity on your behalf.
Experience with State Farm, Allstate, USAA, Farmers, Liberty Mutual, Travelers, Nationwide, Texas Farm Bureau, and every insurer active in Hays County.
Before the Adjuster Arrives
- Full roof inspection documenting hail, wind, and tree impact separately
- Annotated photos with measurements and damage classification
- Xactimate estimate in insurance-standard formatting
- Limestone foundation damage identified and documented separately from storm damage
During the Adjuster's Visit
- Our rep meets the adjuster at your Buda home
- Walk every slope together, pointing out each damage type
- Present documentation supporting accurate scope and fair settlement
- Proactively show what's storm vs. pre-existing so adjuster doesn't conflate them
After the Settlement
- Review settlement line by line against documented damage scope
- File supplemental claims for missed or undervalued damage
- Handle recoverable depreciation paperwork for your final payout
- Manage all insurer communication throughout the entire process
Buda homeowners don't need a bigger company. They need one that shows up.
From Storm Damage to Restored Roof: How It Works in Buda
Free Inspection (Same-Day for Emergencies)
We inspect every slope, ridge, hip, valley, pipe boot, and wall transition. On Buda roofs, we also check for tree impact damage on canopy-covered slopes and assess whether any flashing or seam damage is storm-related or foundation-related—a distinction that matters more here than in most communities because of the limestone/clay geology.
We Build Your Claim Package
Annotated photographs, a damage map of your entire roof, and a professional Xactimate estimate. Each damage type—hail, wind, tree impact—is documented as a separate category. Any foundation-related damage is identified and kept out of the storm claim so it doesn't give the adjuster a reason to dispute your scope.
We Meet Your Adjuster at Your Buda Home
This is where settlements are determined. We walk every slope with the adjuster, point out every impact, and present our documentation. After large storms, Hays County adjusters handle high volume—having us on-site ensures your Buda roof gets the thorough review it deserves rather than a 15-minute glance.
Review the Settlement Together
We compare the payout line by line against actual damage. If the settlement is fair, we proceed. If they missed slopes, undervalued damage, or conflated storm and pre-existing issues, we file a supplemental claim with additional documentation and push for the correct number.
Repairs Completed
Quality materials, correct installation, full cleanup. Most Buda storm repairs finish in 1-3 days. Full replacements on standard production-home rooflines—common throughout Sunfield, Whispering Hollow, and Elliott Ranch—typically complete in a single day.
Final Payment Released
We handle the recoverable depreciation paperwork so your insurer releases the final payment—often $1,000-$4,000+ that many Buda homeowners don't know they're owed. This step recovers real money that makes the deductible hurt less.
Buda Is an Easy I-35 Stop for Storm Chasers. Here's How to Protect Yourself.
Buda's I-35 frontage makes it one of the easiest communities in Hays County for out-of-state storm crews to access. They exit the highway, canvas Sunfield, Whispering Hollow, and Ruby Ranch for a week, sign as many contracts as possible, and move on. Newer subdivisions with first-time homeowners are prime targets. Here's how to tell the difference between a legitimate contractor and a drive-through operation.
Red flags every Buda homeowner should recognize:
Shows up at your door hours after the storm
Local roofers are responding to existing customers—not driving subdivision streets with clipboards
"Sign today or you'll miss the deadline"
There is no expiring deadline. Texas gives you 1-2 years to file most storm claims
"We'll cover your deductible"
Insurance fraud in Texas. Any contractor offering this will cut corners on materials or labor to absorb the cost
No local address or verifiable history
Ask for a physical Texas business address—not a PO Box, hotel, or out-of-state headquarters
Wants you to sign an Assignment of Benefits
An AOB transfers control of your insurance claim to the contractor. Keep control of your own settlement
Demands a large upfront deposit
Reputable contractors handling insured storm work don't need substantial cash upfront—your insurance settlement covers the work
What a legitimate Buda storm damage contractor looks like:
- Physical business address in the Austin/Buda area that you can verify
- Google reviews from local homeowners going back multiple years—not just post-storm months
- Zero pressure to sign—gives you time to compare quotes and do your own research
- Meets your insurance adjuster on-site and walks the roof with them
- Written warranties from a company that will still be in the area next year and the year after
What If Insurance Doesn't Cover the Full Cost?
Sometimes there's a gap. Your deductible might be higher than expected—especially if your Buda home has a percentage-based wind/hail deductible, which is common on newer construction policies. The adjuster may have depreciated your roof heavily. Tree removal costs may exceed what your policy covers. These situations happen, and we help you navigate them.
How we help close the gap:
Maximize your settlement first.
Before discussing out-of-pocket costs, we make sure you're receiving every dollar your policy covers. Thorough documentation and supplemental claims frequently close the gap entirely—especially when the initial adjuster rushed through your Buda inspection.
Recoverable depreciation recovery.
After repairs are completed, your insurer releases the depreciation holdback—often $1,000-$4,000+ that many homeowners don't claim. We handle this paperwork automatically. For some Buda homeowners, this payment covers most or all of the deductible.
Financing available.
Buda remains one of the Austin metro's most budget-conscious communities. We offer financing to cover your deductible or any remaining balance with manageable monthly payments. A storm shouldn't wipe out the savings you built while stretching to buy your home.
Honest scope prioritization.
If budget is tight, we tell you what's critical now versus what can be monitored. Not every storm-damaged shingle is an emergency. We help you address the damage that will cause secondary problems first and monitor the rest.
No hidden costs. You'll know exactly what you owe before we start any work.
Why Buda Homeowners Call Us After Storms
We don't treat Buda as a secondary market or an "out of area" afterthought. We've been serving the Austin metro since 2008—and Buda has been part of that service area from the start.
Buda Is a Primary Service Area
Not an afterthought. Not a surcharge zone. When we say we serve Buda, we mean same-day response, same priority, same commitment as any Austin neighborhood. Our crews run I-35 south every week.
Thousands of Claims Handled
We know what each carrier looks for, which adjusters are thorough versus rushed, and how to document multi-type damage on the same roof—a common reality on Buda properties.
We Meet Every Adjuster On-Site
Most roofers hand you an estimate and wish you luck. We show up at your Buda home, walk every slope with the adjuster, and make sure every hail strike, wind crease, and branch impact ends up in the report.
Geology-Aware Documentation
Buda's limestone and clay mix causes foundation movement that damages roofs in ways that look like storm damage but aren't covered the same way. We separate the two so your storm claim stays clean and your settlement isn't reduced.
No Payment Until Insurance Pays
For insured storm work, you don't pay us until your insurance pays you. We carry the cost because we're confident in our documentation process and our workmanship.
24/7 Emergency Response
Storms don't wait for business hours. Tree through your roof at midnight? Active leak during a 3 AM downpour? We respond around the clock for Buda emergencies—no "we'll get to you tomorrow" delays.
Buda Homeowners Who Weathered the Storm With Us
Real stories from Buda homeowners we helped recover after major storms
Sandra and Michael Okafor
The August hailstorm tore through Sunfield and we had no idea what to do. We'd only owned our home for two years. Three different door-knockers showed up before we even had time to call anyone—one left a flyer wedged in our door at 6 AM the morning after the storm. We called two Austin companies first and both said they'd 'get to Buda when they could.' Found Altair through our HOA's Facebook group. They were at our house the next morning. Documented 55+ hail strikes across four slopes, cracked ridge cap, two fractured pipe boots, and dented soffit vents. Built our entire claim before we called Farmers. Adjuster approved a full replacement. One-day install. The door-knockers were long gone by then.
Tommy Raines
Big pecan tree behind my downtown Buda house dropped a 12-inch limb onto the back slope during a windstorm. Punched through shingles and cracked the decking. But the same storm also blew shingles off the front slope—no tree involved, just straight wind. Altair was the only company that documented these as two different types of damage on the same claim. Tree impact on the back, wind damage on the front, plus they found hail bruising I hadn't noticed on the east slope. My roof is 22 years old and they also identified where the limestone foundation had pulled flashing away from the chimney—documented that separately so it didn't weaken my storm claim. Insurance covered the storm damage in full. Finally getting the foundation flashing addressed on my own timeline now.
Yesenia and Daniel Castillo
State Farm's first adjuster approved only a partial repair on our Ruby Ranch home—$2,800 for what turned out to be much more extensive damage. He spent maybe 15 minutes and never walked our back slopes. We'd already heard from a neighbor that Altair was thorough, so we called for a second opinion. They found hail damage across every slope, three cracked hip caps, damaged drip edge on the south face, and a compromised valley flashing that wasn't in the original report. They also identified a foundation-related crack in the wall transition flashing and documented it separately—said mixing that in would give the adjuster a reason to dispute the storm damage scope. Filed a supplement with Altair's documentation. Second adjuster approved a full replacement—$8,200 more than the original offer. The foundation separation saved our claim.
Ryan E.
A severe thunderstorm tore off ridge caps and lifted shingles across our entire roof. Altair had an emergency tarp up the same evening and came back for full repairs within the week. They coordinated directly with our insurance company and we barely had to lift a finger.
Diana L.
The spring storms left us with a leaking roof and water damage in the attic. Altair responded quickly, stopped the leak, and then did a comprehensive repair that addressed every issue the storm caused. They also connected us with a restoration company for the interior damage. Above and beyond.
Scott M.
After back-to-back storms, our roof had multiple issues—missing shingles, damaged flashing, and a cracked vent boot. Altair fixed everything in one visit and their pricing was fair. They showed us photos of all the damage before starting work so we knew exactly what we were paying for.
Got Other Roofing Problems? We Can Also Help You with:
Professional roofing services backed by 15+ years of experience
Free Roof Inspection
Professional storm damage assessments to identify leaks and hail impact before they cause interior damage.
Roofing Estimates
Transparent, no-obligation pricing for everything from shingle repairs to full system upgrades.
Roof Repair
Fast, reliable repairs for emergency leaks and wind damage from Austin’s most trusted local roofers.
Roofing Installation
Certified roofing installation in Austin using premium GAF materials. Every new roof is built to withstand the unique Central Texas climate.
Roof Replacement
Total roof replacement services that increase property value and provide long-term peace of mind.
Commercial Roofing
Professional commercial roofing in Austin for flat roofs, TPO, EPDM, and metal systems. We work around your business hours.
Storm Damage Roof Repair
Emergency storm damage roof repair in Austin. We offer rapid response times to secure your home after severe wind, rain, or tornado events.
Hail Damage Roof Repair
Specialized hail restoration and expert insurance claim assistance to maximize your coverage.
Wind Damage Roof Repair
Quickly replacing missing shingles and securing flashing damaged by high-velocity Texas wind storms.
Don't see what you're looking for?
Buda Neighborhoods We Serve After Storms
From the master-planned communities of Sunfield and Whispering Hollow to the established homes near downtown Buda, we respond to storm damage across every Buda neighborhood.
Sunfield
Garlic Creek
Whispering Hollow
Elm Grove
Ruby Ranch
Meadows at Buda
Elliott Ranch
Stonefield
Bradfield Village
Shadow Creek
Serving Buda & Southern Hays County
Storms track along I-35 and don't stop at city limits. We respond to storm damage across Buda, Kyle, San Marcos, Dripping Springs, and throughout southern Hays County. If a storm hit your roof, we'll be there.
Storm Damage Questions Buda Homeowners Ask
Answers to the questions we hear most after storms hit Buda and southern Hays County
- A storm just hit Buda. How fast can you get here?
- We dispatch to Buda storm emergencies within hours—often same-day. Unlike some Austin-based companies that deprioritize calls south of Slaughter Lane during large storm events, Buda is a core service area for us. Our crews run the I-35 south corridor regularly. For active leaks, tree-on-roof emergencies, or missing roof sections, call (512) 640-2658 immediately.
- I called another company and they said Buda is 'out of their service area.' Is that common?
- Unfortunately, yes—especially during major storm events when Austin-area roofers prioritize closer jobs. Buda homeowners often get pushed to the back of the line even though the drive from central Austin is under 25 minutes. We don't treat Buda as secondary. You get the same response time and priority as any Austin neighborhood, with no travel surcharge.
- A big branch fell on my roof during the storm. Is tree damage covered by insurance?
- Yes. Fallen tree and branch damage from storms is covered by standard Texas homeowner's insurance. This includes the roof damage from impact, any resulting water intrusion, and often the cost of removing the tree from the structure. Buda's older neighborhoods—downtown, along Old San Antonio Road—have mature oaks, pecans, and elms that become hazards during wind events. We document branch impact damage separately from any hail or wind damage on the same roof so your claim is comprehensive.
- Should I call Altair first or my insurance company first?
- Call us first. Professional documentation before you file strengthens your initial claim, and your initial claim sets the baseline for your entire settlement. This is especially important in Buda where storms often cause multiple types of damage simultaneously—hail, wind, and tree impacts all on the same roof. Documenting each type correctly from the start prevents confusion during the adjuster's visit.
- How do I know if the storm actually damaged my roof or if it was already a problem?
- This is a common Buda question because the area's limestone and clay geology causes foundation movement that also damages roofing components. Storm damage and foundation-related damage can look similar—pulled flashing, stressed seams, cracked transitions. We identify which is which. Storm damage goes on your insurance claim. Foundation-related issues are documented separately so they don't contaminate your claim or reduce your payout.
- Will filing a storm claim raise my insurance rates?
- Texas law generally prevents insurers from increasing your premium specifically for weather-related claims. The storm damage exists on your roof whether you file or not. Leaving it unrepaired means every subsequent rain pushes water through the cracks the storm opened—leading to mold, insulation damage, and decking rot that cost far more than your deductible.
- My Buda home is only 3-5 years old. Can a new roof have storm damage?
- Absolutely. Hail doesn't discriminate by roof age. In fact, newer production homes in Sunfield, Whispering Hollow, and Elliott Ranch often sit on flat, treeless lots with full exposure to the sky—meaning they take more direct hail impact than older homes with tree canopy coverage. Additionally, shingle adhesive strips on roofs less than 1-2 years old may not have fully bonded yet, making them more vulnerable to wind lift.
- The adjuster's offer seems low. What are my options?
- Low initial settlements are common after large Hays County storms when adjusters handle dozens of inspections in a single day—often spending less than 20 minutes per roof. You have the right to dispute. We inspect your roof, document damage the adjuster missed or undervalued, and file a supplemental claim. Many Buda homeowners receive significantly better settlements on the second review.
- The storm was a few weeks ago. Can I still file?
- Most likely. Texas policies typically allow 1-2 years to file storm damage claims. However, waiting weakens your position—rain entering through storm-opened cracks causes secondary damage, and it becomes harder to prove the original storm was the cause. On Buda's limestone/clay soils, storm moisture around the foundation accelerates shifting. A free inspection now tells us what's still clearly attributable to the storm.
- Storm chasers are going through my neighborhood. How do I know who to trust?
- After every storm, out-of-state crews exit I-35 at Buda and canvas newer subdivisions full of homeowners who've never navigated a storm claim. Red flags: door-to-door solicitation hours after the storm, pressure to sign immediately, offers to 'cover your deductible' (that's fraud in Texas), and no verifiable local business address. Ask for a physical Austin-area address, a contractor license number, and Google reviews going back multiple years—not just recent months.
- I have a shop/outbuilding that also got damaged. Can that go on the same claim?
- It depends on your policy. Many Buda properties—especially older lots and rural-transition parcels near FM 967 or FM 1626—have detached shops, barns, or workshops. If they're listed as covered structures on your policy, storm damage to those structures should be included in your claim. We inspect all structures on your property and help you determine what's coverable.
- What if I can't afford my deductible right now?
- We understand. Many Buda families stretched to buy in the Austin metro's last affordable corridor. We offer financing to cover your deductible with manageable monthly payments. We also ensure you receive your full recoverable depreciation payment after repairs—often $1,000-$4,000+ that many homeowners don't realize they're owed. That money sometimes covers or exceeds the deductible.
Every Rain After the Storm Makes It Worse. Don't Wait.
Each rain pushes water through the cracks the storm opened. Wet insulation breeds mold. Wet decking rots. On Buda's limestone and clay soils, storm moisture accelerates foundation shifting—turning a covered insurance claim into an uncovered structural problem. Free inspection, no obligation, no pressure. And unlike some Austin companies, we actually show up in Buda.