Georgetown Hail Damage Roof Repair, TX
Georgetown sits right in the heart of the Williamson County hail corridor. If your neighborhood just got hit, your roof likely took damage whether you can see it or not. We'll inspect for free, document everything, and handle your insurance claim from start to finish.
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Just Had a Hailstorm? Here's What You Need to Know
Georgetown catches some of the worst hail in Central Texas. Sitting at the northern end of the I-35 corridor, storms that form over the Hill Country frequently intensify as they push through Williamson County. When hail hits Sun City, Berry Creek, or Wolf Ranch, it tends to hit hard.
The good news: Homeowner's insurance covers hail damage in the vast majority of cases. Hail claims are among the most straightforward because the damage is physical, measurable, and corroborated by weather data. If your Georgetown neighborhood took hail, you're almost certainly entitled to repairs or a full replacement.
The challenge: Hail damage to shingles isn't visible from the ground. You need someone on the roof with trained eyes to find cracked shingles, granule loss, and bruised spots that will fail over time. And the insurance process has to be handled correctly from day one.
Here's what to do right now:
Look at your property—not your roof.
Check your car, gutters, AC condenser, mailbox, and patio furniture for dents or dings. These are ground-level proof that hail hit your property. If metal is dented, your shingles took the same impacts.
Stay off the roof.
Walking on a hail-damaged roof can cause additional damage and destroy evidence an adjuster needs to see. Georgetown homes in Berry Creek and Cimarron Hills have especially steep pitches that make self-inspection dangerous.
Document everything you can see.
Photograph dented gutters, damaged vehicles, hail on the ground, and anything else showing storm impact. These photos establish the storm event and support your claim.
Call us before you call insurance.
We'll inspect your Georgetown roof, find and document every hail impact, and prepare a professional report. Filing your claim with thorough documentation from day one protects your settlement.
We provide free hail damage inspections throughout Georgetown and can typically be at your home within 24-48 hours.
Roofers already knocking on your door?
Georgetown is one of the first places storm chasers target after a hailstorm. Sun City, Berry Creek, and Wolf Ranch see an influx of out-of-state crews within hours of a major event. Before you sign anything, read our section below on how to spot storm chasers. And get a quote from a company that was here before the storm.
Your Neighbors Are Getting New Roofs. Should You?
Drive through any Georgetown neighborhood after a hailstorm and you'll see it: roofing trucks on every block, dumpsters in driveways, shingle deliveries stacked in yards. Your neighbors are filing claims and getting new roofs.
Here's why that matters for you: When hail falls on a neighborhood, it falls on every home in that neighborhood. If the house two doors down has enough damage for a full replacement, your roof took the same punishment. The difference between getting a new roof and missing out usually comes down to whether someone inspected and documented the damage properly.
You've been paying for this coverage:
Your insurance premiums cover exactly this scenario. If your Georgetown roof has hail damage, you're entitled to have it repaired or replaced. This isn't gaming the system—it's using the coverage you've been paying for every month. Leaving damage unrepaired actually voids your coverage for future related issues.
The critical step: You need a professional to get on your roof, find the damage, photograph it systematically, and present it in a format the insurance adjuster respects. That's the difference between a denied claim and a full replacement.
How Do I Know If My Roof Has Hail Damage?
Hail leaves physical evidence that trained inspectors can identify. Here's what we look for on Georgetown roofs:
Signs you can see from the ground:
- Dents in aluminum gutters, downspouts, and vent caps
- Dings on AC condensers, outdoor light fixtures, or mailboxes
- Dents on vehicles parked outside during the storm
- Dark granule buildup at gutter exits and downspout bases
- Neighbors replacing their roofs or active roofing crews nearby
Signs we find on the roof:
- Circular bruises or soft spots where hail fractured the shingle mat
- Dark exposed areas where granules were knocked clean off
- Cracked or split shingles from high-velocity impacts
- Dented metal flashing around chimneys, skylights, and dormers
- Consistent impact patterns across the entire roof surface
The hidden danger Georgetown homeowners miss:
Hail damage often looks cosmetic but it compromises your shingle's waterproofing layer. When impacts knock off the protective granule coating, the exposed asphalt deteriorates rapidly under Georgetown's intense summer sun. What looks like minor surface damage now becomes a leak in 12-24 months. This is especially critical for older builder-grade shingles in Sun City and Serenada, where the shingle material is already near the end of its effective life. A professional inspection catches damage you can't see from the ground and documents it for insurance before it gets worse.
Will Insurance Pay for Hail Damage? (Almost Always Yes)
Hail damage is one of the most commonly approved insurance claims in Texas. Georgetown homeowners file thousands of hail claims every year after spring storms. Unlike some types of storm damage where cause is debatable, hail leaves unmistakable physical evidence that weather data corroborates.
What insurance typically covers:
- Damaged shingles (repair or full replacement)
- Dented or damaged flashing, vents, and ridge caps
- Damaged gutters and downspouts
- Interior damage caused by hail-related roof leaks
- Replacement with equivalent or upgraded materials
On deductibles:
Georgetown homeowners typically carry deductibles of 1-2% of their home's value. If your deductible is $3,000 and the hail damage only warrants $2,500 in repairs, filing doesn't make sense. But widespread hail damage across a Georgetown roof often totals $12,000-$20,000+ for a full replacement. Our free inspection gives you real numbers so you can decide.
On fair settlements:
Insurance adjusters work for the insurance company. After major Georgetown hailstorms, they're often overwhelmed—handling dozens of claims per day and rushing through inspections. Complex Georgetown rooflines with dormers, valleys, and steep pitches are easy to underassess in a hurried walkthrough. Having a roofing professional document damage beforehand makes a measurable difference.
Worried about rate increases? In Texas, insurers generally cannot raise your premium specifically for weather-related claims. Hail is an act of nature, not negligence. The damage exists whether you file or not.
Already Dealing With Hail Damage? Here's Your Next Step
No matter where you are in the process, we can help Georgetown homeowners.
"The hailstorm just hit Georgetown."
Document ground-level damage, then call us before calling insurance. We'll inspect and prepare everything.
"My gutters are dented but the roof looks fine from the ground."
If hail dented metal on your property, your shingles took the same hits. A free roof inspection will confirm.
"Storm chasers are knocking on doors in my neighborhood."
Don't sign with anyone under pressure. Get at least one quote from a company that's been here since before the storm.
"Half my Sun City neighbors are getting new roofs."
If the same hailstorm hit your roof, you likely have similar damage. Don't miss the window to file.
"I filed a claim and the adjuster is scheduled."
Call us NOW. We should inspect and prepare documentation before the adjuster arrives. We meet with them on your roof.
"The adjuster says I don't qualify for a full replacement."
We see this often with Georgetown's complex roofs. Our detailed second inspection and supplemental claim process frequently reverses initial denials.
"The storm was months ago. Did I miss my chance?"
Probably not. Texas allows 1-2 years. But waiting makes documentation harder and damage worse. Call us to assess.
"I'm not sure the damage is worth my deductible."
That's exactly what our free inspection answers. We'll give you real numbers so you can make an informed decision.
We Handle Your Hail Damage Claim From Start to Finish
Hail claims are straightforward when the documentation is thorough and the process is followed correctly.
We've handled hail claims with State Farm, Allstate, USAA, Farmers, Liberty Mutual, Amica, Nationwide, and every major insurer that writes policies in Georgetown.
Before the Adjuster Arrives
- Full roof inspection documenting every hail impact zone
- Close-up photos with measurements at multiple roof sections
- Impact pattern documentation proving hail causation
- Professional estimate in Xactimate format adjusters use
During the Adjuster's Visit
- Meet with your adjuster at your Georgetown home (no extra cost)
- Walk the roof together, showing every documented impact
- Ensure complex areas like valleys and dormers are assessed
- Advocate for a complete and fair damage assessment
After the Inspection
- Review insurance settlement with you line by line
- Identify anything missed, undervalued, or omitted
- File supplemental claims with new evidence if needed
- Handle all paperwork, communication, and coordination
Our goal: Get Georgetown homeowners the settlement they're entitled to. Not more, not less.
How Hail Damage Repair Works (Step by Step)
Free Inspection (Within 24-48 Hours)
We inspect every section of your Georgetown roof—including dormers, valleys, and steep slopes—and document every hail impact with photos and notes.
Honest Assessment
We show you exactly what we found. Is it worth filing a claim? How extensive is the damage? What are your realistic options? No pressure either way.
You Decide Whether to File
If damage exceeds your deductible, we help you file with complete documentation. If it doesn't, we tell you honestly and don't push you to file.
We Meet With Your Adjuster
We walk your Georgetown roof with the adjuster, point out every documented impact, and ensure nothing gets overlooked—especially on complex multi-level rooflines.
Choose Your Materials
For Georgetown's hail exposure, we recommend considering Class 4 impact-resistant shingles. We walk you through options, costs, and insurance discount benefits.
Repairs or Replacement Completed
Most repairs take 1-3 days. Full replacements take 2-4 days depending on roof complexity and size. For insured work, you don't pay us until insurance pays you.
Getting a New Roof? Consider Impact-Resistant Shingles
Georgetown's position in the hail corridor makes impact-resistant shingles one of the smartest upgrades you can make during a replacement.
Survives Future Storms
Class 4 shingles withstand hailstones that destroy standard shingles. In Georgetown's hail-prone climate, that's not hypothetical—it's inevitable.
Insurance Premium Savings
Many Texas insurers offer 5-35% premium discounts for Class 4 roofs. Some Georgetown homeowners save $400-$800 per year on premiums alone.
Avoid Repeating This Process
Georgetown averages multiple significant hail events per decade. Standard shingles may need replacing again in a few years. Class 4 shingles break the cycle.
The cost difference:
Impact-resistant shingles cost 15-30% more than standard architectural shingles. But for Georgetown homeowners, the math is different than for areas that rarely see hail. Between insurance premium discounts and not having to replace your roof again after the next major storm, the upgrade typically pays for itself within 4-6 years. We help you weigh the numbers during your claim process—no pressure, just honest math.
Roofers Knocking on Your Door? Read This First
Georgetown is one of the most heavily targeted cities for storm chasers in Central Texas. After every major hailstorm, trucks with out-of-state plates roll into Sun City, Berry Creek, Wolf Ranch, and Cimarron Hills within hours. Crews fan out door to door. Not all of them have your best interests in mind.
Red flags to watch for:
Shows up at your door uninvited
Especially within days of a Georgetown hailstorm
Pressures you to sign right now
"This price is only available today"
Offers to cover your deductible
This is insurance fraud in Texas
No local office or verifiable address
They'll be three states away when problems surface
Demands a large deposit up front
Legitimate insurance work requires no upfront payment
Diagnoses damage from your driveway
No one can assess hail damage without getting on the roof
What legitimate contractors do:
- Let you take your time without high-pressure tactics
- Provide a verifiable local address and business history
- Have years of Google reviews from real Central Texas homeowners
- Inspect your roof thoroughly before making any claims about damage
We've been serving Georgetown since 2008. We were here before the storm and we'll be here long after.
Why Georgetown Homeowners Trust Us for Hail Damage
We're not storm chasers chasing the next hailstorm across the state. We're a local company that's been through every major storm that's hit Georgetown and Williamson County since 2008.
Local Since 2008
We've been through every Georgetown hailstorm. We're not here for one event and gone—we're your neighbors.
Thousands of Hail Claims
We know what adjusters look for, how to document damage they can't dismiss, and how to file supplemental claims that get results.
We Meet Your Adjuster
We don't hand you paperwork and walk away. We meet the adjuster at your Georgetown home and walk the roof together.
No Payment Until Insurance Pays
For insured hail work, you don't pay us until your insurance pays you. No upfront deposits required.
Impact-Resistant Experts
We help Georgetown homeowners decide if Class 4 shingles make sense for their situation, with honest cost-benefit analysis.
Comprehensive Warranties
Full workmanship warranties backed by a local company plus manufacturer warranties on all materials installed.
What Georgetown Homeowners Say After Hail Damage Repairs
Real stories from Georgetown residents we helped recover after severe hailstorms
Don & Peggy Swanson
We've lived in Sun City since 2002 and never filed a roof claim. When hail hit in April, we had no idea what to do. Altair came out, found damage across the entire roof—our original 3-tab shingles didn't stand a chance. They handled everything with State Farm, met the adjuster, and we got a full replacement covered at $14,200. They even helped us understand the recoverable depreciation check. We went with Class 4 shingles this time. Couldn't have asked for a smoother experience.
Kathryn Velasquez
Our adjuster came out after the March hailstorm and approved $8,400—barely enough to patch our roof. I called Altair for a second opinion. They got up on all four levels of our Berry Creek roof and found hail damage on every dormer face and in the valleys the adjuster never even checked. Filed a supplemental claim with their documentation and the settlement jumped to $17,600 for a full replacement. The adjuster just didn't have time to inspect a complex roof properly.
Tom Brinkley
My home near the Georgetown square was built in 1928. After the hailstorm, I needed a roofer who understood older construction—not some storm chaser who'd slap cheap shingles on a historic home. Altair matched a slate-look architectural shingle that fits the neighborhood character, worked around the original wood decking, and handled my USAA claim without a hitch. The roof looks better than before the storm.
Cynthia V.
After the spring hailstorm, we had dents all over our roof. Altair documented every bit of damage, met with our insurance adjuster, and made sure we got full coverage. The repair was done in a day and our roof looks brand new. They made the insurance process painless.
Brandon A.
Two storm chasers knocked on our door offering free inspections. We called Altair instead—a local company we could trust. They found legitimate hail damage, handled the insurance paperwork, and did quality repair work. No pressure, no games, just honest service.
Kelly R.
Golf ball sized hail cracked several shingles and dented our gutters. Altair assessed the damage honestly—some areas needed repair, others were just cosmetic. They only fixed what was necessary and our insurance covered everything. Refreshing to work with a company that does not inflate claims.
Got Other Roofing Problems? We Can Also Help You with:
Professional roofing services backed by 15+ years of experience
Free Roof Inspection
Professional storm damage assessments to identify leaks and hail impact before they cause interior damage.
Roofing Estimates
Transparent, no-obligation pricing for everything from shingle repairs to full system upgrades.
Roof Repair
Fast, reliable repairs for emergency leaks and wind damage from Austin’s most trusted local roofers.
Roofing Installation
Certified roofing installation in Austin using premium GAF materials. Every new roof is built to withstand the unique Central Texas climate.
Roof Replacement
Total roof replacement services that increase property value and provide long-term peace of mind.
Commercial Roofing
Professional commercial roofing in Austin for flat roofs, TPO, EPDM, and metal systems. We work around your business hours.
Storm Damage Roof Repair
Emergency storm damage roof repair in Austin. We offer rapid response times to secure your home after severe wind, rain, or tornado events.
Hail Damage Roof Repair
Specialized hail restoration and expert insurance claim assistance to maximize your coverage.
Wind Damage Roof Repair
Quickly replacing missing shingles and securing flashing damaged by high-velocity Texas wind storms.
Don't see what you're looking for?
Hail Damage Repair in Every Georgetown Neighborhood
From Sun City's retirement community to Berry Creek's executive homes to the historic homes near the Georgetown square, we inspect and repair hail damage across every Georgetown neighborhood.
Sun City
Berry Creek
Serenada
Georgetown Village
Cimarron Hills
Teravista
Historic Downtown
Wolf Ranch
Woodland Park
River Ridge
We Cover Georgetown & Williamson County
Georgetown sits at the northern edge of our Central Texas service area. Whether you're in Sun City, Berry Creek, downtown Georgetown, or the surrounding Williamson County communities, we're just a short drive away.
Questions Georgetown Homeowners Ask After Hailstorms
Answers to the questions we hear most from Georgetown residents
- Georgetown just got hit by hail. What should I do right now?
- First, check for obvious signs: dents on your car, gutters, AC unit, or patio furniture. Take photos of any damage you can see safely from the ground. Do not climb on your roof. Then call us for a free inspection before you call your insurance company. We'll document every hail impact on your roof so nothing gets missed when you file your claim.
- Does Georgetown get more hail than the rest of Austin?
- Yes. Georgetown sits further north in the Central Texas hail corridor, which means hailstorms tend to be more frequent and sometimes produce larger hailstones than what central Austin sees. The stretch from Georgetown through Round Rock is one of the most hail-active zones in Williamson County. This is why so many Georgetown roofs end up needing replacement after spring storm season.
- My Sun City roof is over 20 years old. Will insurance still cover hail damage?
- Yes. Insurance covers hail damage regardless of roof age. Many Sun City homes have original builder-grade 3-tab shingles from the late 1990s or early 2000s. These shingles are particularly vulnerable to hail and often qualify for full replacement after a significant storm. The age of the roof doesn't disqualify you—the hail damage is what triggers the claim.
- I can't see any damage from the ground. Should I still get an inspection?
- Absolutely. Hail damage to shingles is almost never visible from ground level. We find cracked shingles, granule displacement, and bruised underlayment that you'd never spot from your driveway. If your Georgetown neighborhood was hit by hail—check your car and gutters for dents—your roof almost certainly took impacts too.
- Everyone on my street is getting a new roof. Can I get one too?
- If the same hailstorm hit your street, every roof in the area took the same impacts. Hail doesn't skip houses. Whether you qualify for a full replacement or just repairs depends on the extent of damage your specific roof sustained. Schedule a free inspection and we'll give you an honest assessment of what insurance will likely cover.
- Will filing a hail claim increase my insurance premium?
- In Texas, insurers generally cannot raise your premium specifically for weather-related claims. Hail is an act of nature, not negligence. The damage is there whether you file or not. Leaving hail damage unrepaired accelerates shingle deterioration and can lead to leaks and interior damage that costs far more to fix later.
- The adjuster said my roof doesn't need replacement. I think they're wrong.
- This happens frequently in Georgetown, especially when adjusters are overwhelmed after a major storm and rush through inspections. Complex rooflines in neighborhoods like Berry Creek and Cimarron Hills have dormers, valleys, and steep sections where hail damage is easy to miss in a quick walkthrough. We can provide a detailed second inspection and help you file a supplemental claim.
- How long do I have to file a hail damage claim in Georgetown?
- Texas typically allows 1-2 years depending on your policy. However, waiting creates problems. Additional weather events make it harder to prove which storm caused the damage. Hidden moisture intrusion worsens over time. And adjusters are more skeptical of older claims. We recommend scheduling a free inspection within a few weeks of any significant hail event.
- Should I upgrade to impact-resistant shingles?
- For Georgetown homes, we strongly recommend it. Given how frequently Georgetown gets hit by hail, Class 4 impact-resistant shingles are one of the best investments you can make. They cost 15-30% more than standard shingles but many Texas insurers offer 5-35% premium discounts for Class 4 roofs. The upgrade often pays for itself within a few years—and you avoid going through this whole process again after the next storm.
- A roofer knocked on my door and wants me to sign a contract. Should I?
- Do not sign anything under pressure. Georgetown gets targeted by out-of-state storm chasers after every major hailstorm—they canvass Sun City, Berry Creek, and Wolf Ranch aggressively. Before signing with anyone, verify they have a local address, check their Google reviews, confirm their Texas contractor license, and get at least one comparison quote from an established local company.
- What does the hail damage insurance process look like start to finish?
- We inspect and document your roof damage (free, within 24-48 hours). You file a claim using our documentation. Your adjuster visits—we meet them on your roof and walk through every impact point. Insurance issues a settlement. You choose materials and we complete repairs or replacement. For insured work, you don't pay us until insurance pays you. Total timeline is typically 4-8 weeks.
- My Georgetown home has a steep, complex roof. Does that affect the claim?
- Complex rooflines are actually more likely to have significant hail damage because they have more surface area exposed to different angles of impact. Steep-pitched roofs in Berry Creek, Cimarron Hills, and Georgetown Village often sustain damage in valleys, around dormers, and on north-facing slopes that a quick inspection can miss. Our inspectors are experienced with Georgetown's multi-level architecture and document every section thoroughly.
Hailstorm Hit Georgetown? Get Your Free Inspection Now
Georgetown's hail corridor position means storms hit hard and storm chasers arrive fast. Don't let anyone pressure you into signing before you've talked to a local company. A free inspection from us gives you the documentation, numbers, and honest advice you need to make the right decision for your home.