Round Rock Hail Damage
Williamson County sits in the center of Central Texas's hail corridor. Round Rock gets hit harder and more frequently than most of the metro area. If your neighborhood just took hail, your roof almost certainly has damage—even if it looks fine from the ground. Free inspection, full insurance claim support, honest assessment.
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Hailstorm Hit Round Rock? Here's What Matters Right Now.
The storm passed. You heard the hail hammering your roof for 10 minutes—maybe longer. Now you're looking at dented cars, battered gutters, and wondering what your roof looks like up there. Neighbors are already talking about claims. Storm chasers are pulling into your subdivision. Here's what you actually need to know.
The reality: If hail hit your property hard enough to dent metal—gutters, cars, AC units—it hit your shingles just as hard. Asphalt shingles crack, bruise, and lose granules from hail impacts. You won't see this from the ground. The damage is real, and your insurance is designed to cover it.
The risk: Handling this wrong costs you thousands. Filing a claim with incomplete documentation leads to underpayment. Signing with a storm chaser leads to poor work and no warranty support. Waiting too long makes the damage harder to attribute to a specific storm event.
Right now, do this:
Look for collateral damage on the ground.
Dented car hoods, pockmarked gutters, damaged fence caps, cracked outdoor furniture. These confirm hail size and intensity at your address.
Photograph everything with timestamps.
Damaged property, hailstones if still on the ground, your roof from the ground angle. Date-stamped photos strengthen your claim.
Do NOT get on the roof yourself.
It's dangerous after a storm, and you could inadvertently disturb damage evidence an adjuster needs to see in its original state.
Call us before calling insurance.
We inspect and document everything first. Your initial claim sets the baseline for your settlement—starting with complete evidence gives you the strongest position.
Free hail damage inspections. Usually on-site within 24–48 hours of your call—sooner after major storms when we add crews.
Storm chasers already at your door?
After every Round Rock hailstorm, out-of-state crews flood subdivisions like Teravista, Forest Creek, and Paloma Lake. They move fast because they know you're anxious. Don't sign anything yet. Texas gives you 3 days to cancel door-to-door contracts. Get a second opinion from a local company with a verifiable Williamson County address.
Why Round Rock Gets Hit Harder Than Most of Austin
It's not your imagination. Round Rock genuinely receives more hail than neighborhoods south of the river. Here's why.
Severe thunderstorms form over the Hill Country and intensify as they track northeast along the I-35 corridor. Round Rock sits directly in this path—meteorologists call it the Central Texas hail corridor. By the time storms reach Williamson County, they've had time to develop the strong updrafts that produce large hailstones.
What this means for your roof: A home in Teravista or Sendero Springs is statistically more likely to experience damaging hail than a home in South Austin or Lakeway. Many Round Rock roofs have been hit by multiple hail events over their lifespan—each one weakening shingles even if the damage wasn't severe enough to file individually.
The cumulative damage problem:
Round Rock homes built during the 2003–2012 growth boom are now 12–21 years old. Many still have their original standard shingles, which have absorbed multiple hail events over the years. Each storm weakens the shingle a little more. A storm that wouldn't damage a new roof can destroy one that's been hit three times before. This is why "the same storm" affects homes differently across a neighborhood.
What Hail Damage Actually Looks Like on a Round Rock Roof
Hail damage isn't a missing shingle—that's wind damage. Hail damage is subtler and far more common in Williamson County. Here's what we inspect for.
Ground-level clues (you can check these):
- Dented gutters, downspouts, or gutter screens
- Dings on your car, mailbox, or outdoor furniture
- Dents on AC condenser units or fence caps
- Granule buildup at downspout exits or in splash blocks
- Cracked or chipped window trim or siding
What we find on the roof:
- Bruised shingles—soft spots where hail cracked the mat underneath the granules
- Circular granule displacement exposing dark fiberglass mat
- Fractured shingles with visible cracks under close inspection
- Dented metal flashing, pipe boots, and ridge vents
- Broken seal strips allowing shingles to lift in future winds
Why "it looks fine" doesn't mean it is:
Hail damage is a ticking clock. When impacts knock granules off your shingles, the exposed asphalt bakes under Texas sun. UV breaks down the waterproofing layer. A shingle rated for 25 years might fail in 12. You won't notice until water shows up in your attic or on your ceiling—and by then, you've also got decking damage, insulation damage, and potentially mold. A 30-minute inspection now prevents thousands in future repairs.
Will Your Insurance Cover Hail Damage? (Short Answer: Yes)
Hail damage is the most common roof insurance claim in Texas, and Williamson County is one of the most claim-active counties in the state. Insurance companies know Round Rock gets hail. They've priced your premium accordingly. You're entitled to use the coverage you've been paying for.
What your Williamson County policy typically covers:
- Hail-damaged shingles (repair or full replacement)
- Damaged flashing, vents, pipe boots, and ridge caps
- Dented gutters and downspouts from hail impacts
- Interior water damage if the roof leaked during the storm
- Replacement with equivalent or better roofing materials
Is it worth your deductible?
If you have a $2,500 deductible and the damage is $3,000, probably not. But Round Rock hail events frequently cause $12,000–$25,000+ in damage across an entire roof system. Our free inspection gives you actual numbers so you can make an informed decision—not guess.
Cosmetic vs. functional exclusions:
Some newer policies in Williamson County include cosmetic damage exclusions. This means purely cosmetic dents (no cracking, no granule loss, no functional impact) may not be covered. We know the difference and document functional damage specifically—cracked mats, broken seals, compromised waterproofing—that policies cover.
On rate increases: Texas law generally prevents insurers from raising your premium for weather-related claims. However, in high-claim areas like Round Rock, some insurers may non-renew policies. Upgrading to Class 4 impact-resistant shingles reduces this risk.
Find Your Situation. Here's Your Next Step.
Round Rock homeowners call us at every stage. Wherever you are, we can help.
"The hailstorm just happened."
Perfect timing. Call us for a free inspection before filing your claim. We'll build your documentation first.
"I see dents on my car and gutters but the roof looks okay."
If hail dented metal, it damaged your shingles too. You can't see shingle damage from the ground. Free inspection tells you for certain.
"My neighbors are all getting new roofs."
If the same storm hit your house, you likely have the same damage. Don't miss your window. Call for a free inspection.
"A storm chaser said I have damage. I'm not sure I trust them."
Smart instinct. Get a second opinion from a company with a local address and established reviews. We'll inspect for free and tell you the truth.
"I filed a claim but the adjuster said it's not enough."
We can inspect, find damage the adjuster missed, and help you file a supplemental claim. Many Round Rock homeowners get better settlements on the second review.
"The storm was months ago. Is it too late?"
Texas typically allows 1–2 years for hail claims. You likely still have time, but the sooner you document, the stronger your case.
"I'm not sure the damage is worth my deductible."
Only one way to find out. Our free inspection gives you real numbers. No pressure, no obligation—just facts you can use to decide.
We Handle Your Hail Claim From Documentation to Final Payment
Hail claims are straightforward when documented correctly. The problem is that adjusters often rush through inspections—especially after major Williamson County storms when they're handling hundreds of claims in the same week.
We've handled hail claims with State Farm, Allstate, USAA, Farmers, Liberty Mutual, Travelers, Nationwide, and every carrier writing policies in Williamson County.
Before the Adjuster
- Every slope inspected and hail impacts counted per test square
- Close-up photos of cracked mats, granule loss, and seal breaks
- Impact pattern documentation proving hail vs. wear
- Xactimate estimate in insurance-standard format
During the Adjuster Visit
- Our rep meets the adjuster at your Round Rock home
- Walk every slope together pointing out each impact area
- Share our documentation to supplement the adjuster's findings
- Ensure functional damage is properly classified—not dismissed as cosmetic
After the Settlement
- Line-by-line review of insurance estimate vs. actual damage
- Supplemental claim filing if damage was missed or undervalued
- Recoverable depreciation paperwork handled for you
- All insurance communication managed on your behalf
Our goal: Get you every dollar your policy entitles you to. Not more, not less.
From Hailstorm to Repaired Roof: How It Works
Free Inspection (Within 24–48 Hours)
We inspect every slope, count hail impacts per test square, and document all damage types—cracked mats, granule loss, broken seals, dented flashing.
We Show You What We Found
Photos and honest assessment. Is this worth filing? What's the likely scope—repair or replacement? We give you facts so you can decide, not a sales pitch.
You Decide Whether to File
If the damage exceeds your deductible, we recommend filing and help you do it correctly. If it doesn't, we tell you that honestly. No pressure either way.
We Meet With Your Adjuster
On-site at your Round Rock home. We walk every slope with the adjuster and ensure all documented damage is accounted for in the assessment.
Choose Your Materials
If you're getting a replacement, this is your chance to upgrade to Class 4 impact-resistant shingles. We'll explain the cost difference and insurance discount math specific to your carrier.
Repair or Replacement Completed
Most hail repairs done in 1–2 days. Full replacements typically 1–2 days depending on roof size. We handle recoverable depreciation paperwork afterward.
Break the Hail Cycle: Class 4 Shingles for Round Rock Homes
Round Rock homes on standard shingles go through a predictable cycle: hailstorm → claim → new roof → next hailstorm → another claim. Class 4 impact-resistant shingles break that cycle—and often cost less over 15 years than repeatedly replacing standard roofs.
Survive What Standard Can't
Class 4 shingles withstand 2-inch hail impacts that shatter standard shingles. Tested to UL 2218 standards.
5–35% Insurance Discounts
Most Texas insurers reduce your annual premium when you install Class 4 roofing. The discount compounds every year.
Better Long-Term Economics
15% more upfront, but fewer claims, lower premiums, and a roof that survives multiple hail seasons without needing replacement.
The Round Rock math:
A standard shingle roof on a typical Round Rock home costs approximately $12,000–$16,000. A Class 4 roof costs approximately $14,000–$20,000. The difference is $2,000–$4,000.
With a 15% insurance discount on a $3,000/year premium, you save $450/year. That $2,000–$4,000 upgrade pays for itself in 4–9 years. Meanwhile, your standard-shingle neighbor is filing another claim after the next storm—and dealing with deductibles, adjusters, and disruption all over again.
If your hail claim results in a full replacement, the cost difference between standard and Class 4 is minimal since insurance is covering the base cost. This is the best time to upgrade.
We help you decide:
Not every Round Rock homeowner needs Class 4. If you're selling soon or if your carrier doesn't offer significant discounts, standard shingles may make more sense. We'll calculate the actual economics for your specific situation—insurance carrier, premium, roof size, and how long you plan to stay.
After Every Round Rock Hailstorm, the Storm Chasers Arrive
Within 48 hours of a significant hail event, out-of-state crews flood Round Rock subdivisions. They target large neighborhoods—Teravista, Forest Creek, Paloma Lake, Brushy Creek—because the density means hundreds of potential customers in a small area. Here's how to protect yourself.
Warning signs Round Rock homeowners should recognize:
Knocks on your door within hours of the storm
Local roofers are busy helping existing customers—not canvassing neighborhoods
"I can see damage from here" (standing in your driveway)
Hail damage on shingles is invisible from the ground—they're guessing
"Sign today—this deal won't last"
Your insurance pays what the damage is worth regardless of when you sign a contract
"We'll cover your deductible"
Insurance fraud in Texas—and a guarantee they're cutting corners elsewhere
No Texas address—just a phone number and a truck
When their work fails, they're in another state. Your warranty is worthless.
Wants you to sign an AOB (Assignment of Benefits)
Gives them control of your claim. You lose negotiating power over your own settlement.
What legitimate Round Rock roofers do:
- Provide a verifiable Williamson County or Travis County business address
- Have years of Google reviews from local homeowners
- Get on the roof and inspect before claiming anything about damage
- Give you time to compare quotes without urgency tactics
- Offer to meet with your adjuster and explain the process transparently
Texas law gives you 3 business days to cancel any contract signed at your door. Use that time.
Why Round Rock Homeowners Trust Us for Hail Damage
We've been through every major hail event that's hit Williamson County. We're not following the storm. We're already here.
Local Since 2008
We've handled hail claims in Round Rock through every major storm season. We're not leaving after this one.
Williamson County Hail Experts
We know the storm patterns, the common damage types, and exactly how to document for Williamson County adjusters.
We Meet Every Adjuster
We don't hand you a quote and wish you luck. We're on your roof with the adjuster, pointing out every impact.
No Payment Until Insurance Pays
For insured hail claims, you don't pay us until your insurance pays you. Zero risk to start.
Class 4 Shingle Specialists
We help Round Rock homeowners break the hail cycle with impact-resistant upgrades that make financial sense.
Warranties That Mean Something
Comprehensive workmanship plus manufacturer warranties. Backed by a company that will be in Williamson County when you need us.
What Round Rock Homeowners Say After Hail Damage Repairs
Real stories from Williamson County homeowners who navigated hail claims with us
Nathan Briggs
April hailstorm destroyed half the roofs in Brushy Creek. Storm chasers were knocking on doors before the ice melted. We waited and called Altair. They inspected thoroughly, found damage on all four slopes, and met with our adjuster. Insurance approved full replacement with Class 4 shingles. Our premium dropped 18% at renewal. Should be the first call anyone in Round Rock makes after hail.
Amanda Reyes
Our adjuster initially said we only had cosmetic damage on our Teravista home—repair only. Altair showed us cracked shingle mats and broken seal strips the adjuster missed on two slopes. They helped us file a supplement with detailed photos. Second inspection approved full replacement. The difference was over $8,000 in our settlement.
Greg Hoffman
I wasn't sure if the May storm was bad enough to file a claim. Deductible is $2,500 and I didn't want to file for nothing. Altair inspected for free and showed me the damage was extensive—cracked mats across every slope. Filed the claim, adjuster confirmed, and I got a new roof. Would have left $14,000 on the table if I hadn't called.
Cynthia V.
After the spring hailstorm, we had dents all over our roof. Altair documented every bit of damage, met with our insurance adjuster, and made sure we got full coverage. The repair was done in a day and our roof looks brand new. They made the insurance process painless.
Brandon A.
Two storm chasers knocked on our door offering free inspections. We called Altair instead—a local company we could trust. They found legitimate hail damage, handled the insurance paperwork, and did quality repair work. No pressure, no games, just honest service.
Kelly R.
Golf ball sized hail cracked several shingles and dented our gutters. Altair assessed the damage honestly—some areas needed repair, others were just cosmetic. They only fixed what was necessary and our insurance covered everything. Refreshing to work with a company that does not inflate claims.
Got Other Roofing Problems? We Can Also Help You with:
Professional roofing services backed by 15+ years of experience
Free Roof Inspection
Professional storm damage assessments to identify leaks and hail impact before they cause interior damage.
Roofing Estimates
Transparent, no-obligation pricing for everything from shingle repairs to full system upgrades.
Roof Repair
Fast, reliable repairs for emergency leaks and wind damage from Austin’s most trusted local roofers.
Roofing Installation
Certified roofing installation in Austin using premium GAF materials. Every new roof is built to withstand the unique Central Texas climate.
Roof Replacement
Total roof replacement services that increase property value and provide long-term peace of mind.
Commercial Roofing
Professional commercial roofing in Austin for flat roofs, TPO, EPDM, and metal systems. We work around your business hours.
Storm Damage Roof Repair
Emergency storm damage roof repair in Austin. We offer rapid response times to secure your home after severe wind, rain, or tornado events.
Hail Damage Roof Repair
Specialized hail restoration and expert insurance claim assistance to maximize your coverage.
Wind Damage Roof Repair
Quickly replacing missing shingles and securing flashing damaged by high-velocity Texas wind storms.
Don't see what you're looking for?
Round Rock Neighborhoods We Serve for Hail Damage
Hail hits every roof in its path. From neighborhoods built in the early 2000s growth boom to the newest communities, we inspect and repair hail damage across all of Round Rock.
Downtown Round Rock
Stone Oak
Forest Creek
Teravista
Paloma Lake
Brushy Creek
Cat Hollow
Sendero Springs
Walsh Ranch
Fern Bluff
Serving Round Rock & Williamson County
Hailstorms don't stop at city limits. We handle hail damage claims throughout Round Rock, Cedar Park, Georgetown, Pflugerville, Hutto, and the entire Williamson County area.
Hail Damage Questions Round Rock Homeowners Ask
What Williamson County homeowners need to know after a hailstorm
- Round Rock just got hit by hail. What should I do right now?
- First, check for obvious signs: dented cars, pockmarked gutters, damaged AC units. Take photos of everything from the ground—don't climb on the roof. Then call us for a free inspection before contacting your insurance company. We'll document all roof damage so your claim filing starts with complete evidence.
- My roof looks fine from the driveway. Could it still be damaged?
- Almost certainly yes, if your neighborhood was hit. Hail damage to asphalt shingles is invisible from the ground in most cases. The impacts crack the shingle mat, dislodge granules, and break seal strips—none of which you can see from 20 feet below. If your car got dinged, your gutters got dented, or your neighbors are filing claims, your roof took the same hits.
- How often does Round Rock actually get damaging hail?
- Williamson County averages significant hail events every 1–3 years. Round Rock sits squarely in what meteorologists call the Central Texas hail corridor—storms that form over the Hill Country intensify as they move northeast through the I-35 corridor. The 2023 and 2024 seasons both produced golf-ball-sized hail across Round Rock neighborhoods.
- Everyone on my street is getting a new roof. Is this legitimate?
- If a significant hailstorm hit your street, yes—it's likely legitimate. Hail falls on every house in the path, not just selected ones. When one homeowner files and gets approved, neighbors realize they have the same damage. The risk isn't that your neighbors are scamming insurance—it's that storm chasers are pushing replacements on homes that only need repairs. Get an honest local inspection.
- Will filing a hail damage claim raise my insurance rates?
- Texas law generally prevents insurers from raising your premium specifically for weather-related claims. Hail is an act of nature. However, if your area has repeated claims, your insurer might non-renew your policy at the end of its term. This is another reason to consider upgrading to Class 4 impact-resistant shingles—they reduce future claim likelihood and often qualify for premium discounts.
- What's the difference between cosmetic hail damage and functional damage?
- Functional damage compromises your roof's ability to shed water—cracked shingle mats, broken seal strips, missing granule coverage that exposes the asphalt to UV. Cosmetic damage is surface-level denting that doesn't affect performance. The distinction matters because some policies exclude cosmetic-only damage. We document functional impact carefully so your claim reflects real damage, not just appearance.
- My home was built in 2006 and still has the original roof. Is it worth filing?
- A 2006-era roof in Round Rock has likely survived multiple hail events. Each storm weakens shingles even if you didn't file before. Your current damage may qualify for full replacement because accumulated impacts have reduced the roof's remaining life. Insurance covers storm damage regardless of roof age. We'll assess honestly whether the damage justifies a claim.
- Should I upgrade to impact-resistant shingles?
- In Round Rock, strongly consider it. Class 4 impact-resistant shingles cost 15–30% more but survive hailstorms that destroy standard shingles. Most Texas insurers offer 5–35% premium discounts for Class 4 roofs. Given that Williamson County averages a significant hail event every 1–3 years, the upgrade often pays for itself before the next storm hits.
- The adjuster said I only qualify for repair, not replacement. Is that right?
- Maybe, maybe not. Adjusters sometimes undercount hail impacts or miss slopes they didn't fully inspect. If we find damage the adjuster missed, we help you file a supplemental claim with additional documentation. Many initial repair-only assessments get upgraded to full replacements on the second review.
- How long do I have to file a hail damage claim in Texas?
- Most Texas homeowner's policies allow 1–2 years from the date of the storm, but check your specific policy. Don't wait. The longer you delay, the harder it is to prove which storm caused the damage—especially in Round Rock where multiple storms can hit in the same season. Early documentation is your strongest asset.
- A roofer knocked on my door and said he can see damage from the street. Is that true?
- He can't. Hail damage to shingles requires a close-up inspection from on the roof. Anyone diagnosing damage from your driveway is guessing—or worse, saying what they think you want to hear. A legitimate contractor gets on the roof, inspects every slope, and shows you photos of what they actually find.
- What happens if I don't repair the hail damage?
- Short-term, nothing obvious. Long-term: exposed asphalt deteriorates under UV, shingles lose waterproofing years ahead of schedule, and small cracks become leak points. A roof that should last 25 years might fail at 15. You also risk your insurer denying future claims if they determine you neglected prior damage.
Don't Let Hail Damage Sit. Get Your Free Inspection Now.
Every week hail damage goes unrepaired, the exposed asphalt deteriorates under Texas sun. What's a straightforward insurance claim today becomes a complicated—and expensive—repair next year. Free inspection. No obligation. Real answers about your roof's condition and your insurance options.