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Cedar Park Hail Damage

Hailstorm hit your Cedar Park neighborhood? Not sure if your roof is damaged or whether insurance will cover it? We inspect for free, document everything adjusters need to see, and handle your claim from start to finish. You get the roof you're entitled to—without navigating the process alone.

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Cedar Park Just Got Hit by Hail. Here's What You Need to Know.

You heard the hail pounding your roof last night. Maybe it sounded like gravel being dumped from the sky. Maybe you woke up to dented cars and shredded landscaping. Now you're looking at your roof from the driveway wondering: is there damage up there? And if so, what happens next?

Here's the reality: Cedar Park sits on the western edge of Williamson County where storms rolling off the Hill Country produce some of Central Texas's most severe hail. If your neighborhood got hit, your roof almost certainly took damage. The question isn't whether—it's how much, and whether it exceeds your deductible.

The good news: Hail damage is one of the most straightforward insurance claims. The damage leaves physical evidence. Weather services document the storm. And your homeowner's insurance exists to cover exactly this situation.

Here's what to do right now:

1

Check for ground-level evidence.

Look at your car, gutters, downspouts, AC unit, mailbox, and outdoor furniture. Dents or pock marks on metal surfaces confirm hail struck your property. Your roof absorbed the same impacts.

2

Don't climb on your roof.

You can't assess hail damage from the ground, and you risk injuring yourself or inadvertently disturbing evidence the insurance adjuster needs to see.

3

Photograph everything you can see.

Dented gutters, damaged vehicles, hail still on the ground, any debris. Time-stamped photos document the storm event and strengthen your claim.

4

Call us before calling your insurance company.

We inspect, document, and prepare a professional claim package before you file. Your initial claim filing sets the baseline for your settlement—starting with thorough documentation protects your payout.

Free hail damage inspections available within 24–48 hours. Usually same-day after major Cedar Park storms.

Roofers already knocking on your door?

That happens after every Cedar Park hailstorm—especially in dense subdivisions along the 183A corridor. Some door-knockers are legitimate. Many are out-of-state crews who arrived yesterday and will be gone next month. Before you sign anything, read our storm chaser section below and get at least one quote from a local company that was here before the storm.

Hail damage roof inspection in Cedar Park TX neighborhood

Roofing Trucks on Every Street. Should You Be One of Them?

After a Cedar Park hailstorm, you'll see the signs: roofing crews everywhere, dumpsters in driveways, shingle deliveries blocking streets. Your neighbors are getting new roofs. That raises the obvious question: what about yours?

The answer is straightforward: When hail hits a neighborhood, it hits every roof in that neighborhood. Hail doesn't pick and choose. If homes on your street in Buttercup Creek, Whitestone Oaks, or Walsh Ranch are getting hail-funded replacements, your roof took the same storm. The difference isn't whether you have damage—it's whether you've had it documented.

This isn't gaming the system.

You pay insurance premiums every month for exactly this coverage. Hail damage shortens your roof's life and compromises its waterproofing. Filing a legitimate claim is using the coverage you've been paying for. The only people who lose when you don't file are you and your family.

The catch: Insurance companies don't volunteer new roofs. They send adjusters who are trained to assess damage fairly—but also to control costs. Without professional documentation and someone who knows what to show the adjuster, damage gets missed and settlements get minimized. That's where we come in.

(512) 640-2658

How Do I Know If My Cedar Park Roof Has Hail Damage?

Hail damage leaves physical evidence—but most of it is invisible from the ground. Here's what we look for during Cedar Park inspections and what you can check yourself.

What you can check from the ground:

  • Dents or dimples in aluminum gutters and downspouts
  • Pock marks on your AC condenser, mailbox, or metal fence
  • Dings on cars that were parked outside during the storm
  • Dark granule buildup at downspout exits or in splash blocks
  • Neighbors getting roof work done on your street

What we find on the roof itself:

  • Circular bruises or soft spots where hail cracked the shingle mat
  • Bare black fiberglass exposed where granules were knocked away
  • Fractured or split shingles from large hailstone impacts
  • Dented metal flashing around chimneys, vents, and skylights
  • Consistent impact patterns across multiple slopes confirming hail origin

Why "minor" hail damage isn't minor:

Hail impacts that look cosmetic actually crack the fiberglass reinforcement mat inside the shingle and knock off the protective granule layer. Without granules, the asphalt layer is exposed to UV radiation and Cedar Park's intense summer heat. The shingle deteriorates three to five times faster than normal and fails years before its rated lifespan. What looks like a dent today becomes a leak in 18–24 months. Professional inspection catches this before it becomes a water damage problem inside your home.

Will Insurance Cover Hail Damage in Cedar Park? (Almost Always)

Hail damage claims are among the most commonly approved in Texas. Unlike ambiguous wear-and-tear disputes, hail leaves unmistakable physical evidence. Weather radar confirms the storm, and the impact patterns on your shingles match. Insurance companies know this—and they know Cedar Park gets hit regularly.

What your Cedar Park homeowner's policy typically covers:

  • Damaged shingles—repair or full replacement depending on scope
  • Damaged flashing, ridge caps, hip caps, and vent covers
  • Dented or cracked gutters and downspouts
  • Interior water damage caused by hail-compromised roofing
  • Replacement with equivalent or upgraded materials

On deductibles:

Cedar Park policies typically have deductibles ranging from 1% to 2% of home value—often $2,000–$5,000. If your damage totals $4,000 and your deductible is $3,500, filing may not make sense. But widespread hail damage across your entire roof often results in $12,000–$20,000+ claims. Our free inspection gives you real numbers.

On fair settlements:

Adjusters assess damage, but their employer is the insurance company. After major Cedar Park hailstorms, adjusters handle dozens of inspections per day and spend limited time per roof. Damage they don't see doesn't enter your settlement. Having a roofing professional who documents thoroughly and meets the adjuster on-site changes the outcome.

Concerned about rate increases? Texas law generally prevents insurers from raising your premium for weather-related claims. Hail is an act of nature, not a sign of negligence. Not filing means you absorb the cost of early roof failure yourself.

Dealing With Hail Damage Already? Find Your Next Step.

Cedar Park homeowners call us at every stage. Here's what to do from wherever you are.

"The hailstorm just happened."

Perfect timing. Call us for a free inspection before filing your claim. We document everything first.

"My gutters are dented but the roof looks fine from down here."

If hail dented your gutters, it hit your shingles too. Damage isn't visible from the ground. Free inspection confirms.

"Storm chasers are going door to door in my neighborhood."

Don't sign anything on the spot. Get a quote from a local company with years of reviews. We've been here since 2008.

"Three neighbors just got new roofs. Should I check mine?"

Yes. Same hail hit your roof. Free inspection tells you if the damage warrants a claim.

"I filed my claim. The adjuster is coming."

Call us now. We need to inspect and document before the adjuster arrives so we can advocate during the visit.

"The adjuster said it's only enough for a repair, not replacement."

Common after rushed inspections. We document missed damage and help file a supplemental claim for a better settlement.

"The hail was months ago. I never filed."

Texas allows 1–2 years for most claims. Call us to inspect and determine if filing still makes sense.

"I'm not sure if the damage justifies my deductible."

That's exactly what our free inspection answers. We give you real numbers so you can make an informed decision.

We Handle Your Cedar Park Hail Claim From Start to Finish

Hail claims are straightforward when documented properly. The key is thorough evidence and someone who knows what adjusters look for—and what they tend to miss.

We've handled hail claims with State Farm, Allstate, USAA, Farmers, Liberty Mutual, Travelers, Nationwide, Texas Farm Bureau, and every carrier writing policies in western Williamson County.

Before the Adjuster Arrives

  • Full roof inspection documenting every hail impact
  • Annotated photos with close-ups and measurement references
  • Impact pattern documentation proving hail causation
  • Xactimate estimate formatted for insurance review

During the Adjuster's Visit

  • Meet with your adjuster at your Cedar Park home
  • Walk every slope together, showing documented damage
  • Point out impact patterns and explain damage severity
  • Advocate for full and fair damage assessment

After the Settlement

  • Review insurance estimate with you line by line
  • Identify anything missed or undervalued in the settlement
  • File supplemental claims with additional evidence if needed
  • Handle all paperwork including recoverable depreciation

Our goal: get you the settlement your damage warrants. Not inflated, not minimized—fair.

From Hailstorm to Repaired Roof: The Full Process

1

Free Inspection (Within 24–48 Hours)

We inspect every slope of your Cedar Park roof for hail impacts, document patterns, and photograph all damage with detailed annotations.

2

We Show You What We Found

Photos, damage map, honest assessment. Is this worth filing? How extensive is the damage? We give you facts so you can decide.

3

You Decide Whether to File

If damage exceeds your deductible, we help you file correctly with professional documentation. If it doesn't, we tell you honestly.

4

We Meet Your Adjuster On-Site

We walk your roof with the adjuster, point out every impact area, and provide our documentation. This is where settlements are determined.

5

Choose Your Materials

For full replacements, consider upgrading to Class 4 impact-resistant shingles. We explain options, costs, and insurance premium discounts.

6

Repairs or Replacement Completed

Most hail repairs take 1–3 days. Full replacements on Cedar Park's complex rooflines typically take 2–4 days depending on size and slopes.

Completed hail damage roof repair in Cedar Park TX

Getting a New Roof? Consider Impact-Resistant Shingles for Cedar Park

If your hail claim results in a full roof replacement, you have a one-time opportunity to upgrade to materials that can survive the next storm.

Survives Future Hail

Class 4 shingles withstand 2-inch hailstones that destroy standard shingles. Cedar Park gets hail regularly.

Insurance Premium Discounts

Many Texas insurers offer 5–35% premium discounts for Class 4 roofs. The savings add up every year.

Break the Cycle

Standard shingles in Cedar Park's hail corridor may only last one major storm. Impact-resistant roofs end the cycle of repeated claims.

The real cost of upgrading:

Class 4 impact-resistant shingles cost 15–30% more than standard three-tab or architectural shingles. But the math works: with annual insurance premium discounts of 5–35%, the upgrade often pays for itself within 4–6 years. And you avoid going through the entire claim process again the next time Cedar Park gets hit—which, based on the last decade, could be any spring. We help you evaluate the upgrade during your claim process.

Door Knockers Everywhere? Protect Yourself First.

After every Cedar Park hailstorm, contractors flood the 183A corridor subdivisions. Trucks with out-of-state plates park on every block. Crews canvas Buttercup Creek, Twin Creeks, Crystal Falls, and every neighborhood in between. Some are reputable companies expanding their territory. Many are fly-by-night operations who do quick work and disappear before warranty issues surface.

Red flags Cedar Park homeowners should watch for:

Shows up at your door within hours of the storm

Local roofers are handling existing clients—not driving neighborhoods looking for new ones

Pressures you to sign a contract immediately

"This deal is only available today" is a manipulation tactic, not a business practice

Offers to "cover your deductible"

This is insurance fraud in Texas. Contractors who offer this are cutting corners on your roof to cover the discount

Claims you "definitely have damage" from the ground

No one can diagnose hail damage without getting on the roof. Anyone who tells you otherwise is guessing or lying

No local address or verifiable reviews

Ask for a physical Texas business address and check their Google reviews for local homeowner feedback

Demands a large deposit before starting

For insurance work, legitimate contractors don't require upfront payments. The settlement covers the cost

How to vet a contractor after a Cedar Park hailstorm:

  • Verify their physical business address in the Austin/Cedar Park area
  • Check Google reviews—look for local homeowner names, not generic praise from distant cities
  • Ask how long they've been in business in this area (not "in business" generally)
  • Confirm they inspect the roof before making any claims about damage

We've been in the Austin area since 2008. We're not chasing storms—we're protecting our neighbors.

Why Cedar Park Homeowners Trust Us for Hail Damage

We've been through every major hailstorm that's hit western Williamson County since 2008. We're not here for one storm season—we're your neighbors.

Local Since 2008

We've handled hail damage in Cedar Park through every major storm. We know the neighborhoods, the common roof designs, and the insurance companies that cover them.

Thousands of Hail Claims Handled

We know what adjusters look for, how to document damage they can't dismiss, and when to push back on lowball settlements.

We Meet Every Adjuster

We don't hand you a quote and wish you luck. We show up at your Cedar Park home, walk the roof with the adjuster, and advocate for you.

No Payment Until Insurance Pays

For insured hail claims, you don't pay us until your insurance company pays you. We're confident in our documentation and our work.

Impact-Resistant Expertise

We help Cedar Park homeowners evaluate whether Class 4 shingles make financial sense based on their insurance savings and storm exposure.

Written Warranties

Comprehensive workmanship warranties plus manufacturer material warranties. We'll be here when you need warranty service—storm chasers won't.

What Cedar Park Homeowners Say After Hail Damage Repairs

Real stories from western Williamson County homeowners we helped recover after hailstorms

Greg Holloway

Google

March hailstorm hit our Cypress Canyon neighborhood hard. Three different storm chasers knocked on our door that week—one from Oklahoma, one from Louisiana. We called Altair instead. They inspected and found hail damage across all four slopes plus cracked hip cap shingles the out-of-state guys never mentioned. Insurance approved a full replacement with Class 4 impact-resistant shingles. Entire process was handled for us. Only paid our deductible.

Cedar Park, TX

Patricia Yuen

Google

Our adjuster walked our Whitestone Oaks roof for about 15 minutes and said we only needed a partial repair on one slope. Didn't feel right—every house on our block had damage. Altair came out, spent over an hour on our roof, and documented hail impacts on every slope including damage behind the gutters and around pipe boots the adjuster never checked. Filed a supplemental claim. Second review approved full replacement. Difference was over $11,000.

Cedar Park, TX

Mike Brennan

Google

Wasn't sure if the April hail did enough damage to file. Altair inspected for free and showed me the photos—cracked shingle mats across the front slope, granule displacement on the back, and a dented ridge vent I'd never noticed. They said it was worth filing. Insurance agreed and covered a full replacement. Altair helped me choose Class 4 shingles, which got me a discount on my insurance premium too. Wish I'd called them after the previous storm.

Cedar Park, TX

Cynthia V.

Google

After the spring hailstorm, we had dents all over our roof. Altair documented every bit of damage, met with our insurance adjuster, and made sure we got full coverage. The repair was done in a day and our roof looks brand new. They made the insurance process painless.

Cedar Park, TX

Brandon A.

Google

Two storm chasers knocked on our door offering free inspections. We called Altair instead—a local company we could trust. They found legitimate hail damage, handled the insurance paperwork, and did quality repair work. No pressure, no games, just honest service.

Cedar Park, TX

Kelly R.

Google

Golf ball sized hail cracked several shingles and dented our gutters. Altair assessed the damage honestly—some areas needed repair, others were just cosmetic. They only fixed what was necessary and our insurance covered everything. Refreshing to work with a company that does not inflate claims.

Cedar Park, TX

Cedar Park Neighborhoods We Serve After Hailstorms

Hail hits every roof in its path. From the established 1990s neighborhoods with original roofs to the newer communities built with builder-grade shingles, we inspect and repair hail damage across all of Cedar Park.

Buttercup Creek

Anderson Mill

Whitestone

Twin Creeks

Cypress Canyon

Ranch at Brushy Creek

Forest Oaks

Carriage Hills

Lakeline

Vista Ridge

Serving Cedar Park & Western Williamson County

Hailstorms don't stop at city limits and neither do we. We handle hail damage claims throughout Cedar Park, Leander, Round Rock, Georgetown, and across Williamson County. If hail hit your roof, we're on it.

Hail Damage Questions Cedar Park Homeowners Ask

Answers to the questions we hear most after hailstorms hit western Williamson County

A hailstorm just hit Cedar Park. What should I do first?
Document visible damage to your property—dented cars, pocked gutters, damaged AC units—with time-stamped photos. Do not climb on your roof. Call us for a free inspection before contacting your insurance company. We document all roof damage professionally so nothing gets missed when you file your claim.
I can't see any roof damage from the ground. Should I still get inspected?
Yes. Hail damage to shingles is almost never visible from ground level. Cracked fiberglass mats, bruised shingles, and granule displacement only show up during a hands-on roof inspection. If your Cedar Park neighborhood was hit by hail—and you can tell from dented gutters, car damage, or damaged outdoor furniture—your roof took the same impacts. A free inspection eliminates the guesswork.
Half my street is getting new roofs. Does that mean I qualify too?
Very likely. Hail falls on every house in the storm's path. If homes on your street in Buttercup Creek, Twin Creeks, or Crystal Falls are getting insurance-funded replacements, the same hail hit your roof. Whether you get a repair or full replacement depends on the extent and pattern of damage. We inspect and give you an honest assessment.
Is the damage worth filing a claim over? I don't want to waste my time.
It depends on the damage extent versus your deductible. If you have a $2,500 deductible and only $3,000 in damage, filing may not make sense. But widespread hail damage in Cedar Park often results in $12,000–$20,000+ claims for full replacement. Our free inspection gives you real numbers to decide.
Will filing a hail claim raise my insurance premiums?
Texas law generally prevents insurers from raising your premium specifically for weather-related claims. Hail is an act of nature, not negligence. The damage exists whether you file or not—and ignoring it means paying out of pocket when the roof fails prematurely, plus losing coverage for problems caused by neglected damage.
The adjuster said my roof only needs a partial repair, not a replacement. Is that right?
Sometimes, but adjusters are trained to minimize payouts. If hail damaged your entire roof surface—which is common since hail falls everywhere—a partial repair doesn't address the full scope. We can inspect, document damage the adjuster missed, and help you file a supplemental claim. Many Cedar Park homeowners get upgraded from partial repair to full replacement on the second review.
The hailstorm was a few months ago. Is it too late?
Probably not. Texas typically allows 1–2 years to file hail damage claims. However, the longer you wait, the harder it becomes to prove the damage was storm-caused versus normal wear. Hidden hail damage also worsens over time as compromised shingles deteriorate. Call us for a free inspection to assess what's still documentable.
What's the difference between hail damage repair and full replacement?
If hail damaged a localized section, we can repair just that area by replacing affected shingles and components. If damage is widespread across the entire roof—which is common because hail hits every slope—full replacement makes more sense structurally and financially. We assess your specific situation and recommend the right approach.
Should I upgrade to impact-resistant shingles after hail damage?
If you're getting a full replacement, seriously consider it. Class 4 impact-resistant shingles cost 15–30% more but often qualify for insurance premium discounts of 5–35% in Texas. They also survive future hailstorms far better than standard shingles. In Cedar Park—which gets hit by hail regularly—the upgrade frequently pays for itself within a few years.
A roofer knocked on my door saying I definitely have damage. Should I trust them?
Be cautious. No one can diagnose hail damage from your driveway. Legitimate contractors get on the roof and inspect before making claims about damage. Door-knockers who show up hours after a Cedar Park hailstorm are often storm chasers who'll say anything to get a signed contract. Get a second opinion from a local company with established reviews.
How long does the whole process take from inspection to finished roof?
Typical timeline: free inspection within 24–48 hours, adjuster visit 1–2 weeks after filing, insurance approval 2–4 weeks after that, and repairs completed 1–3 days after approval (2–4 days for full replacement on Cedar Park's complex rooflines). Total from hailstorm to completed roof is usually 4–8 weeks, depending on insurance company responsiveness.
I signed with another roofer but I'm having second thoughts. What can I do?
Texas law gives you three business days to cancel most door-to-door contracts without penalty. If you're past that window, review what you signed carefully—some contracts have cancellation clauses. If you're locked in with a company you don't trust, we can at least provide a second opinion on whether their proposed scope of work is appropriate for your damage.
Cedar Park hail damage roof repair

Hail Damaged Your Cedar Park Roof? Get Your Free Inspection Now.

Every week you wait, hail-compromised shingles deteriorate further under Cedar Park's sun. Granule loss accelerates UV damage. Cracked mats let moisture into the decking. What insurance would cover today becomes an out-of-pocket expense tomorrow. A free inspection gives you everything you need to make an informed decision.

Call 24/7: (512) 640-2658