Storm Damage Roof Repair Cedar Park, TX

Cedar Park Gets Flooded With Storm Chasers. Here's How to Protect Yourself.

After every major hailstorm, out-of-state crews descend on Cedar Park's subdivisions—especially the dense neighborhoods along 183A like Buttercup Creek, Twin Creeks, and Crystal Falls. Some are legitimate contractors expanding their reach. Many are not. Here's how to tell the difference.

A storm just hit Cedar Park. How quickly can you get to my house?

We maintain crews in western Williamson County and respond to Cedar Park storm emergencies within hours. For active leaks or structural damage like a tree through the roof, call (512) 640-2658 immediately. We prioritize homes where water is entering the living space or the roof is structurally compromised.

My Cedar Park home was built in the 1990s. Will insurance still cover storm damage on an older roof?

Yes. The age of your roof doesn't disqualify you from a storm damage claim. If the damage is storm-caused, your policy covers it. Insurance may apply depreciation based on age, but you're still entitled to coverage. Many 1990s-era Cedar Park homes in Buttercup Creek, Anderson Mill West, and Carriage Hills are actually strong candidates for storm-funded full replacement with upgraded materials—especially if the original roof has never been replaced.

I found shingles in my yard but my roof looks fine from the ground. Is it worth filing a claim?

You can't assess a roof from the ground. Hail cracks shingles in ways invisible from below. Wind lifts shingle tabs and breaks the seal strip without displacing them. If shingles landed in your yard, there's almost certainly more damage on the roof itself. Call us for a free inspection—we get on the roof and document what's actually there. Then you'll know whether filing makes sense.

Should I call my insurance company or call you first after storm damage?

Call us first. We inspect and document everything before you file your claim. Your initial filing sets the baseline for your entire settlement. Starting with thorough professional documentation—annotated photos, measurements, damage maps—gives you leverage throughout the process. Filing with incomplete information limits what you can recover later.

A roofer knocked on my door right after the storm. Should I hire them?

Be very cautious. Cedar Park neighborhoods like Buttercup Creek, Twin Creeks, and Crystal Falls get canvassed heavily after every hailstorm. Some door-knockers are legitimate. Many are out-of-state crews who do quick work and leave before you discover problems. Never sign anything on the spot. Ask for a Texas business address, insurance certificate, and Google reviews from local homeowners. We're happy to provide a free second opinion.

My insurance adjuster came and the settlement seems low. What can I do?

This is common, especially after widespread Williamson County storms when adjusters handle hundreds of claims per week. You have the right to dispute. We inspect your roof, document damage the adjuster missed, and help you file a supplemental claim with additional evidence. Many Cedar Park homeowners get significantly better settlements on the second review.

The storm was several weeks ago. Is it too late to file a claim?

Probably not. Texas policies typically allow 1–2 years to file storm damage claims. But the longer you wait, the harder it becomes to prove the storm caused the damage—and hidden damage worsens with every rain. A cracked shingle today becomes a leak next month. Call us for a free inspection so we can document current conditions while the evidence is clear.

Will filing a storm claim raise my homeowner's insurance rates?

Texas law generally prevents insurers from raising your premium specifically because of weather-related claims. The damage exists whether you file or not. Leaving it unrepaired leads to leaks, mold, rotted decking, and interior damage that costs far more than your deductible. For legitimate storm damage, filing is almost always the right decision.

We have mature trees all around our Cedar Park home. Does tree debris damage get covered differently?

Tree and debris impacts are covered under standard homeowner's policies in Texas. Whether a branch punctured your roof, a limb cracked shingles, or a fallen tree damaged your ridge cap, insurance covers the roof repair. We document tree-related damage thoroughly because it's sometimes mixed with hail and wind damage from the same storm—and all of it should be included in your claim.

How long does the whole process take from inspection to completed repairs?

Typical timeline: free inspection within 24–48 hours, adjuster visit within 1–2 weeks after filing, insurance approval within 2–4 weeks, and repairs completed 1–3 days after approval. After major storms that affect all of Williamson County, adjuster scheduling can stretch longer due to volume. We stay on top of the timeline and push for prompt scheduling.

Can I pick my own contractor or does insurance choose for me?

You always choose your own contractor. Insurance companies cannot require you to use their 'preferred' vendors. Some adjusters suggest specific contractors—those companies often have agreements to keep costs low for the insurer, not to maximize quality for you. Choose a contractor who works for your interests, not the insurance company's.

What if I can't afford my deductible right now?

We offer financing options to help cover your deductible with manageable payments. We also make sure you receive your full recoverable depreciation payment after repairs—money many homeowners don't realize they're owed. Between your initial settlement and the depreciation recovery, most Cedar Park homeowners pay only their deductible out of pocket. Storm damage shouldn't drain your savings.