Storm Damage Roof Repair in Kyle, TX
Storm hit your Kyle roof? Whether it's hail, wind, or debris damage, we handle everything: free inspection, full insurance claim support, adjuster meetings, and quality repairs. First-time claim? We walk you through every step. Emergency roof repair available 24/7.
Austin's Most Trusted Roofing Company
5-star rated service
Storm Came Through Kyle? Here's What to Do Right Now.
Kyle sits right in the path of severe weather tracking north along I-35 from San Antonio. When storms enter the Austin metro, Kyle is often the first community they hit—and they hit hard. Hail, straight-line winds, and debris damage are common realities for homeowners in Plum Creek, Steeplechase, Waterleaf, and across the city.
If your roof just took a hit, don't rush into decisions. After every major Kyle storm, contractors from out of state descend on neighborhoods full of newer homes and first-time buyers. They know many Kyle homeowners have never filed a claim before, and they use that inexperience to pressure fast signatures. Your claim doesn't expire this week. The smart move is to take a breath and make an informed choice.
Your immediate next steps:
Stay off the roof.
Storm-damaged surfaces are unpredictable—loosened shingles, cracked decking, standing water. Leave the inspection to professionals.
Photograph visible damage from the ground.
Shingles in the yard, dented gutters, cracked siding, ceiling stains, water on the floor. Timestamped phone photos strengthen your claim and cost you nothing.
Contain any water intrusion.
Buckets under drips, towels around the perimeter, furniture moved away from wet areas. Your policy requires you to "mitigate damages"—these simple steps satisfy that requirement and protect your home.
Call us before calling your insurance company.
Professional documentation before you file gives you a stronger starting position. Your initial claim sets the baseline for your settlement—and it's hard to add damage after the fact.
We respond to Kyle storm emergencies within hours. Free inspection, zero obligation, no pressure.
Already filed your claim? Adjuster visit scheduled?
Call us now. We need to inspect before the adjuster arrives. The adjuster's visit is the most important moment in your claim—having a roofing professional on-site who knows what to point out changes the outcome. We walk the roof together, highlight every impact area, and make sure nothing gets left off the report. This is especially important for first-time claim filers who may not know what the adjuster should be documenting.
Will My Insurance Cover Storm Damage Repairs in Kyle?
This is the first question every Kyle homeowner asks—especially if you've never been through the process before. The answer is almost always yes when the damage was caused by a weather event.
Standard Texas homeowner's policies cover sudden storm damage, including:
- Hail damage—cracked, bruised, or fractured shingles
- Wind damage—lifted, creased, or missing shingle tabs
- Fallen tree limbs and flying debris impacts
- Interior water damage from storm-compromised roofing
Worried about rate increases? Texas law generally prevents insurers from raising your premium for weather-related claims. The damage is on your roof whether you file or not—leaving it unrepaired means leaks, mold, and rot that cost far more than your deductible.
The real question isn't IF insurance pays. It's whether you receive the full amount you're owed.
After major storms, adjusters handle high volumes of claims across Hays County. Inspections get rushed. Slopes don't get walked. Pipe boots, wall transitions, and hidden hail strikes get skipped. The gap between a partial payout and full coverage often comes down to how thoroughly the damage was documented before the adjuster's visit—and whether someone was on your roof advocating for you during it.
Wherever You Are in the Process, We Can Help.
Whether this is your first insurance claim or your third, find your situation below.
"The storm just happened. I haven't done anything yet."
Best timing possible. Call us for a free inspection before you file. We build claim-ready documentation so your initial filing is as strong as it can be.
"I filed my claim. The adjuster is coming this week."
Call us now. We inspect before the adjuster arrives and meet them at your Kyle home to walk the roof together. This is where claims are won or lost.
"The adjuster came and the settlement seems low."
Common after big Hays County storms when adjusters rush through neighborhoods. We document missed damage and help you file a supplemental claim for a fair settlement.
"My claim was denied."
Denials can be appealed with stronger evidence. We assess whether your roof supports a re-inspection and build a better documentation package for your appeal.
"The storm was weeks ago. I put off dealing with it."
You likely still have time—Texas allows 1–2 years for most storm claims. But every rain pushes water through cracks the storm opened. A free inspection tells us what's still documentable.
"A door-knocker already gave me a quote. Something doesn't feel right."
Trust your gut. Get a second opinion from a company with a verifiable local address and years of Google reviews from area homeowners. Our inspection is free and completely no-pressure.
"This is my first home and I've never dealt with roof damage before."
Many Kyle homeowners are in the same boat. We explain everything plainly—what the damage is, how insurance works, what your options are—so you can make a confident decision. No jargon, no pressure.
We Handle Your Insurance Claim From Start to Finish
Your adjuster works for the insurance company. You need someone working for you. Many Kyle homeowners are navigating this for the first time—we make sure inexperience doesn't cost you money.
Experience with State Farm, Allstate, USAA, Farmers, Liberty Mutual, Travelers, Nationwide, Texas Farm Bureau, and every insurer active in Hays County.
Before the Adjuster Arrives
- Full roof inspection documenting every impact area
- Annotated photos with measurements and damage notes
- Xactimate estimate in insurance-standard formatting
- Separate storm damage from pre-existing issues (foundation, builder defects)
During the Adjuster's Visit
- Our rep meets the adjuster at your Kyle home
- Walk every slope together, pointing out all impact areas
- Present documentation to support accurate scope
- Advocate for full and fair compensation—not minimized coverage
After the Settlement
- Review settlement line by line against actual damage scope
- File supplemental claims for missed or undervalued items
- Handle recoverable depreciation paperwork for your final payout
- Manage all insurance communication throughout the process
First claim or fifth claim—we handle it the same way. Thoroughly.
From Storm Damage to Restored Roof: How It Works in Kyle
Free Inspection (Same-Day for Emergencies)
We inspect every slope, ridge, hip, valley, pipe boot, and wall transition. On Kyle's newer production homes, we also check for builder shortcuts that the storm may have exposed. On older homes near downtown, we distinguish between storm damage and age-related wear so your claim stays clean.
We Build Your Claim Package
Annotated photographs, a damage map of your entire roof layout, and a professional Xactimate estimate formatted exactly how insurance carriers expect. If your Kyle home also has foundation-related roof issues, we document those separately so they don't muddy your storm claim.
We Meet Your Adjuster at Your Kyle Home
This is where your settlement is determined. We walk the roof with your adjuster, point out every documented impact, and present our evidence. After large storms, adjusters move fast through Hays County neighborhoods—having us there ensures they don't miss what matters.
Review the Settlement Together
We compare the payout to the actual damage. If the settlement is fair, we proceed. If they missed damage or undervalued the scope, we file a supplemental claim with additional documentation and push for a fair number.
Repairs Completed
Quality materials, correct installation, full cleanup. Most Kyle storm repairs finish in 1–3 days. Full replacements on standard production-home rooflines—the majority of Kyle's housing stock—typically complete in a single day.
Final Payment Released
We handle the recoverable depreciation paperwork so your insurer releases the final payment. This step recovers hundreds to thousands of dollars that many first-time claim filers don't know they're owed.
Kyle Is a Storm Chaser Target. Here's How to Protect Yourself.
Kyle's explosive growth—thousands of new homes built since 2012—means neighborhoods full of first-time homeowners who've never navigated a roof claim. Storm chasers know this. After every significant hail event, out-of-state contractors descend on Plum Creek, Steeplechase, and Waterleaf. Here's how to tell the difference between a legitimate contractor and a problem waiting to happen.
Red flags every Kyle homeowner should recognize:
Shows up at your door hours after the storm
Local roofers are responding to existing customers—not canvassing subdivisions
"Sign today or you'll miss the window"
There is no expiring window. Texas gives you 1–2 years to file most storm claims
"We'll cover your deductible"
Insurance fraud in Texas. Any contractor offering this will cut corners on your roof to absorb the cost
No local address or verifiable history
Ask for a physical Texas business address—not a PO Box or hotel. Then verify it exists
Wants you to sign an Assignment of Benefits
An AOB transfers control of your insurance claim to the contractor. Keep control of your own settlement
Demands a large upfront payment
Reputable contractors handling insured work don't need substantial deposits. Your insurance settlement covers the work
What a legitimate Kyle storm damage contractor looks like:
- Physical business address in the Austin/Kyle area you can verify
- Google reviews from local homeowners going back multiple years—not just the last few months
- No pressure to sign anything—gives you time to compare and decide
- Meets your insurance adjuster on-site and walks the roof together
- Provides written warranties from a company that will still be in the area next year
What If Insurance Doesn't Cover the Full Cost?
Sometimes there's a gap between the settlement and the repair cost. Your deductible might be higher than expected. The adjuster may have depreciated your roof heavily because of its age. Your policy may have a percentage-based wind/hail deductible instead of a flat dollar amount—common on newer Kyle homes. These situations happen, and we help you navigate them.
How we help close the gap:
Maximize your settlement first.
Before discussing out-of-pocket costs, we make sure you're receiving every dollar your policy covers. Better documentation and supplemental claims frequently close the gap entirely.
Recoverable depreciation recovery.
After repairs are completed, your insurer releases depreciation holdback—often $1,000–$4,000+ that many homeowners don't claim because they don't know it exists. We handle the paperwork for you.
Financing available.
We know many Kyle families budgeted carefully to buy in the Austin metro. We offer financing to cover your deductible or any remaining balance with manageable monthly payments. A storm shouldn't wipe out your savings.
Honest scope recommendations.
If budget is tight, we tell you what's critical now versus what can be monitored. Not every storm-damaged shingle is an emergency. We help you prioritize without creating bigger problems down the road.
No hidden costs. You'll know exactly what you owe before we start any work.
Why Kyle Homeowners Call Us After Storms
We were serving the Austin area before most of Kyle's current subdivisions broke ground. When the next storm tracks up I-35, we'll still be here—not chasing hail in another state.
Local Since 2008
We live and work in the Austin metro. Our reputation in Kyle and across Hays County matters because these are our neighbors—not names on a claims spreadsheet.
Thousands of Claims Handled
We know what each carrier looks for, which adjusters are thorough versus rushed, and how to document damage so nothing gets left out of your settlement.
We Meet Every Adjuster On-Site
Most roofers hand you an estimate and wish you luck. We show up at your Kyle home, walk every slope with the adjuster, and make sure every impact ends up in the report.
No Payment Until Insurance Pays
For insured storm work, you don't pay us until your insurance pays you. We carry the cost because we're confident in our documentation process and our workmanship.
Foundation-Aware Documentation
Kyle's clay soils cause foundation shifts that create roof damage unrelated to storms. We separate the two so your storm claim is accurate and your settlement isn't reduced by pre-existing conditions.
24/7 Emergency Response
Storms don't wait for business hours. Tree through your roof during a midnight storm? Active leak at 3 AM? We respond around the clock for Kyle emergencies.
Kyle Homeowners Who Weathered the Storm With Us
Real stories from Kyle homeowners we helped recover after major storms
Jason and Maria Garza
The June hailstorm hit Plum Creek hard. We'd never filed an insurance claim before and had no idea where to start. Two different door-knockers showed up within 48 hours—neither could show a local address when we asked. Found Altair through a neighbor's recommendation. They inspected the next morning, documented over 40 hail strikes across three slopes plus cracked ridge cap and two damaged pipe boots. Built our entire claim package before we called USAA. Adjuster approved a full replacement. Altair walked us through every step like we were their only customer. New roof installed in one day.
Denise Kowalski
Severe wind ripped shingles off two slopes of our Steeplechase home during a late-night storm. Water was coming in above the kitchen by 4 AM. Called Altair at first light and they had a crew at my house by 10 tarping everything. What I didn't expect: they also found that the wind damage exposed a section where the original builder hadn't sealed the drip edge properly. That was a separate issue from the storm, and they explained the difference clearly—storm damage went to insurance, the builder shortcut was something I could pursue through the warranty. That kind of honesty is rare. Full repair done within a week of the storm.
Andre and Keisha Williams
Our adjuster approved only a partial repair on our Cypress Forest home after January storms—$3,100 for what was clearly more extensive damage. The adjuster spent maybe 15 minutes on our roof and never walked the back slopes. Altair inspected and found hail damage on both rear-facing slopes, cracked hip caps, and a compromised skylight flashing that weren't in the original report. Filed a supplement with Altair's documentation. Second review approved a full replacement—$9,400 more than the original offer. Our foundation had also shifted slightly, and Altair identified which flashing damage was storm-related versus foundation-related so the claim stayed clean. Couldn't have navigated this without them.
Ryan E.
A severe thunderstorm tore off ridge caps and lifted shingles across our entire roof. Altair had an emergency tarp up the same evening and came back for full repairs within the week. They coordinated directly with our insurance company and we barely had to lift a finger.
Diana L.
The spring storms left us with a leaking roof and water damage in the attic. Altair responded quickly, stopped the leak, and then did a comprehensive repair that addressed every issue the storm caused. They also connected us with a restoration company for the interior damage. Above and beyond.
Scott M.
After back-to-back storms, our roof had multiple issues—missing shingles, damaged flashing, and a cracked vent boot. Altair fixed everything in one visit and their pricing was fair. They showed us photos of all the damage before starting work so we knew exactly what we were paying for.
Got Other Roofing Problems? We Can Also Help You with:
Professional roofing services backed by 15+ years of experience
Free Roof Inspection
Professional storm damage assessments to identify leaks and hail impact before they cause interior damage.
Roofing Estimates
Transparent, no-obligation pricing for everything from shingle repairs to full system upgrades.
Roof Repair
Fast, reliable repairs for emergency leaks and wind damage from Austin’s most trusted local roofers.
Roofing Installation
Certified roofing installation in Austin using premium GAF materials. Every new roof is built to withstand the unique Central Texas climate.
Roof Replacement
Total roof replacement services that increase property value and provide long-term peace of mind.
Commercial Roofing
Professional commercial roofing in Austin for flat roofs, TPO, EPDM, and metal systems. We work around your business hours.
Storm Damage Roof Repair
Emergency storm damage roof repair in Austin. We offer rapid response times to secure your home after severe wind, rain, or tornado events.
Hail Damage Roof Repair
Specialized hail restoration and expert insurance claim assistance to maximize your coverage.
Wind Damage Roof Repair
Quickly replacing missing shingles and securing flashing damaged by high-velocity Texas wind storms.
Don't see what you're looking for?
Kyle Neighborhoods We Serve After Storms
From the master-planned communities of Plum Creek and Steeplechase to the established homes near downtown Kyle, we respond to storm damage across every Kyle neighborhood.
Plum Creek
Steeplechase
Waterleaf
Cypress Forest
Post Oak
Hometown Kyle
Meadows of Kyle
Silverado at Plum Creek
Spring Branch
Kensington Trails
Serving Kyle & Southern Hays County
Storms track north along I-35 and don't stop at city limits. We respond to storm damage across Kyle, Buda, San Marcos, and throughout southern Hays County. If a storm hit your roof, we'll be there.
Storm Damage Questions Kyle Homeowners Ask
Answers to the questions we hear most after storms hit Kyle and southern Hays County
- A storm just came through Kyle. How quickly can you get here?
- We keep crews along the I-35 south corridor and respond to Kyle storm emergencies within hours—often same-day. For active leaks, tree damage, or missing roof sections, call (512) 640-2658 immediately. Kyle is a regular service area and we prioritize homes where water is actively entering.
- I've never filed an insurance claim before. Is this going to be complicated?
- It doesn't have to be. Many Kyle homeowners are first-time buyers who haven't been through this process, and that's exactly why we handle the entire claim for you. We inspect, document, file paperwork, meet your adjuster, and negotiate if needed. You don't need prior experience—we've done this thousands of times.
- Should I call Altair first or my insurance company first?
- Call us first. We inspect and document all damage before you file. Your initial filing sets the baseline for your entire settlement—starting with professional documentation means nothing gets missed. Filing with incomplete information limits what you can recover later, even with a supplement.
- Kyle gets storms from the south pretty often. How do I know if this one actually damaged my roof?
- Kyle's position on the I-35 corridor means storms track directly through from San Antonio. Not every storm causes claimable damage, but hail and wind damage are often invisible from the ground. If your neighbors are getting inspections or your neighborhood got hit with hail larger than a quarter, it's worth a free inspection. We'll tell you honestly whether the damage warrants a claim.
- My Kyle home is only a few years old. Can a new roof have storm damage?
- Absolutely. Hail doesn't discriminate by roof age. A brand-new roof in Waterleaf takes the same impact as a 20-year-old roof near downtown Kyle. In fact, production-installed shingles on newer homes sometimes perform worse in hail because the adhesive strips haven't fully bonded yet in the first 1-2 years.
- Will filing a storm claim raise my insurance rates?
- Texas law generally prevents insurers from increasing your premium specifically for weather-related claims. The damage exists whether you file or not. Leaving it unrepaired leads to leaks, mold, and decking rot that cost far more than your deductible. For legitimate storm damage, filing is almost always the right move.
- My foundation has shifted before. Could that affect my storm damage claim?
- This is a real concern in Kyle because of Hays County's expansive clay soils. Storm damage and foundation-related roof damage can exist on the same roof—but they're covered differently. Storm damage is an insurance claim. Foundation damage is usually not covered under standard policies. We identify which damage is which so your storm claim is accurate and your settlement isn't reduced by pre-existing conditions being mixed in.
- The adjuster came and the settlement seems low. What can I do?
- This is common, especially after large storms when adjusters handle dozens of Hays County inspections in a single day. You have the right to dispute. We inspect your roof, document damage the adjuster missed, and help you file a supplemental claim. Many Kyle homeowners receive significantly better settlements on the second review.
- The storm was a few weeks ago. Can I still file?
- Probably yes. Texas policies typically allow 1-2 years to file storm damage claims. However, waiting makes it harder to prove the storm caused the damage—and every rain between now and your repair pushes water through the cracks the storm opened. Call us for a free inspection while the damage is still clearly attributable.
- Storm chasers are knocking on doors in my neighborhood. Should I hire one?
- Be very cautious. Kyle's newer subdivisions—Plum Creek, Steeplechase, Waterleaf—are prime targets after storms because they're full of first-time homeowners who haven't navigated this process before. Some door-knockers are legitimate. Many are out-of-state crews who do fast work and leave before problems surface. Never sign anything on the spot. Ask for a local address, a contractor license, and Google reviews going back years.
- My claim was denied. Is there anything I can do?
- Denials can often be appealed with better documentation. We assess whether the damage on your roof supports a re-inspection request and help you build a stronger case with detailed photos, measurements, and an Xactimate estimate. Not every denial is reversible, but many are—particularly when the original adjuster was rushed or missed slopes they didn't walk.
- What if I can't afford my deductible right now?
- We understand. Many Kyle homeowners are budget-conscious families who stretched to buy in the Austin metro. We offer financing to help cover your deductible with manageable payments. We also make sure you receive your full recoverable depreciation payment after repairs—money many homeowners don't know they're owed.
Every Rain After the Storm Makes It Worse. Don't Wait.
Each rain pushes water through cracks the hail opened. Wet insulation breeds mold. Wet decking rots. On Kyle's clay soils, moisture around the foundation makes shifting worse. What your insurance covers today becomes an uncovered maintenance problem tomorrow. Free inspection, no obligation, no pressure—just an honest assessment and a clear plan to protect your home.