Storm Damage Roof Repair in Dripping Springs

Storm Chasers Find Dripping Springs Too. Here's How to Protect Yourself.

Dripping Springs doesn't get the same I-35-exit storm chaser flood that hits Buda and Kyle, but out-of-state crews still target the area—especially newer subdivisions like Belterra, Headwaters, and Caliterra where homeowners may be navigating their first insurance claim. The higher property values in the Hill Country actually make Dripping Springs an attractive target. Here's what to watch for.

A storm just hit Dripping Springs. How quickly can you respond?

We respond to Dripping Springs storm emergencies within hours—typically same-day. After large storm events, many Austin roofers focus on central Austin and Round Rock first, treating everything west of MoPac as low priority. We don't. Dripping Springs and the 290 corridor are core service areas for us. For active leaks, tree-on-roof situations, or metal panel displacement, call (512) 640-2658 immediately.

My metal roof panels shifted during a windstorm. Is that covered by insurance?

Yes. Wind damage to metal roofing is covered under standard Texas homeowner's insurance. In Dripping Springs, standing seam and metal panels are common on both custom homes and Hill Country-style builds. High winds can lift panel edges, stress clip fasteners, and break sealant lines along seams—damage that may not be obvious from the ground but allows water intrusion during subsequent rains. We document the specific failure points for your insurer.

A big oak limb fell on my roof. Does insurance cover tree damage?

Yes. Fallen tree and branch damage from storms is covered by standard Texas homeowner's insurance. This includes the roof damage from impact, water intrusion from the breach, and usually the cost of removing the tree from the structure. Dripping Springs properties are heavily canopied with live oaks, post oaks, and cedars—and these trees produce dense, heavy limbs that cause serious roof damage when they drop. We document limb impact separately from any wind or hail damage on the same roof.

Should I call Altair first or my insurance company first?

Call us first. Your initial claim filing sets the baseline for your entire settlement, and Dripping Springs roofs are often more complex than standard production homes. Custom rooflines with multiple valleys, dormers, and transitions have more potential damage points than a simple hip or gable roof. Professional documentation before you file ensures nothing gets missed in the initial report—which is much harder to add to later.

My roof didn't get hit by hail. Can wind alone cause enough damage for a claim?

Absolutely. Dripping Springs sits on exposed Hill Country terrain where straight-line winds and microbursts are the primary storm threat—more so than hail, which tends to track along the I-35 corridor to the east. Wind damage includes lifted shingle tabs, broken seal strips, displaced ridge caps, stressed metal panel fasteners, and compromised flashing at wall transitions. On hilltop properties with no tree cover or neighboring structures for windbreak, wind damage can be extensive even from storms that don't produce large hail.

Will filing a storm claim raise my insurance rates?

Texas law generally prevents insurers from increasing your premium specifically for weather-related claims. The damage exists on your roof whether you file or not. In the Hill Country, leaving storm damage unrepaired is especially risky—the intense UV exposure and wide daily temperature swings (sometimes 40+ degrees in a single day) rapidly degrade any storm-opened cracks or lifted seams, turning a covered claim into a much larger, uncovered problem.

I'm on acreage with a gate code and long driveway. Is that a problem for your crew?

Not at all. Many of our Dripping Springs clients are on 1-10+ acre lots off Fitzhugh Road, Hamilton Pool Road, Creek Road, or the various ranch roads west of 290. We work on gated properties, long private drives, and rural parcels regularly. Just provide the gate code and any access instructions when you call. We'll also inspect outbuildings, barns, workshops, and guest houses on the same visit if they're on your property.

My property has outbuildings and a barn that also got damaged. Can those go on the claim?

If they're listed as covered structures on your homeowner's policy, yes. Many Dripping Springs properties include detached workshops, horse barns, guest casitas, pool houses, or equipment buildings. These structures often have different roofing materials and exposure profiles than the main house—metal barns catch more wind, and detached structures without tree cover take more hail. We inspect and document every structure on your property separately.

The adjuster's offer seems low. What can I do?

Low initial offers are common on Dripping Springs properties because adjusters unfamiliar with Hill Country construction often underestimate the cost of materials and labor for custom rooflines, metal roofing, stone-coated steel, or tile. They may use pricing benchmarks from standard production-home repairs. We document what was missed or undervalued and help you file a supplemental claim. Many Dripping Springs homeowners see significantly better settlements after a second review with proper documentation.

The storm was a few weeks ago. Is it too late to file?

Probably not. Texas policies typically allow 1-2 years to file storm damage claims. However, waiting weakens your position. In the Hill Country, UV degradation and thermal cycling work against you—storm-opened cracks expand and contract daily, accelerating deterioration. Wildlife also exploits storm damage quickly; raccoons, squirrels, and woodpeckers target compromised areas within weeks. A free inspection now tells you what's still clearly storm-attributable.

Storm chasers aren't as common out here as in Kyle or Buda. Should I still be careful?

Yes. While Dripping Springs doesn't get the same I-35-exit storm chaser flood that hits Buda and Kyle, they still come through—especially targeting newer subdivisions like Belterra and Headwaters where homeowners may not have dealt with a storm claim before. Verify any contractor's physical Austin-area business address, check Google reviews going back multiple years (not just recent months), and never sign under pressure. Our inspection is free and no-pressure.

What if I can't afford my deductible right now?

We understand. Hill Country properties often carry higher deductibles because of higher insured values on custom homes. We offer financing to cover your deductible with manageable monthly payments. We also ensure you receive your full recoverable depreciation payment after repairs are completed—often $2,000-$6,000+ on Dripping Springs homes, which sometimes covers or exceeds the deductible itself.