Wind Damage Repair in Dripping Springs — Free Inspection & Claim Support

Dealing With Wind Damage in Dripping Springs? Find Your Situation.

No matter where you are in the process, we can help.

Door-Knockers Target Dripping Springs After Windstorms Too

Dripping Springs doesn't get canvassed as aggressively as I-35 corridor communities after storms, but the higher property values and custom homes make it an attractive target for out-of-state crews. After significant wind events, they show up in Belterra, Headwaters, and Caliterra looking for homeowners navigating their first wind claim.

I found shingles in my yard after a windstorm. Does my Dripping Springs roof have damage?

Almost certainly—and the visible shingles are rarely the full picture. When wind tears shingles off, it also breaks the adhesive seal strips on surrounding shingles that remain in place. Those unsealed shingles look fine from the ground but they're no longer waterproof. In Dripping Springs, where many homes sit on elevated lots with full wind exposure, the unsealed area often extends well beyond the obviously missing shingles. A free on-roof inspection reveals the actual scope.

Why do Dripping Springs homes seem more vulnerable to wind than homes closer to Austin?

Elevation and exposure. Many Dripping Springs properties sit on hilltops, ridgelines, and open pasture where there are no surrounding structures, terrain breaks, or dense development to slow wind. Prevailing northwest winds accelerate across open Hill Country terrain and hit these elevated roofs at full sustained speed. In central Austin, surrounding buildings, mature urban tree canopy, and lower elevation create natural wind buffering. Dripping Springs homes—especially those on hilltop lots in Reunion Ranch, Rim Rock, or along ranch roads—face the wind with nothing between the sky and their roof.

I have a metal roof. Can wind damage it?

Yes, and the damage patterns are different from shingle roofs. Wind stress on metal panels manifests as clip fatigue (clips loosen under repeated wind loading), panel lift at leading edges, sealant failure at panel overlaps, and thermal expansion joints that wind exploits after each heating/cooling cycle. Unlike shingles where a single gust tears material off, metal roof wind damage is often cumulative—repeated wind events gradually stress the attachment system until panels begin to creep or lift. We inspect clip engagement, sealant integrity, panel alignment, and edge conditions on every metal system.

My roof is steep-pitched. Does that make it more or less vulnerable to wind?

More vulnerable in specific ways. Steep-pitch roofs—common on custom Hill Country homes—present larger surface areas to horizontal wind forces. Wind gets under eave overhangs on steep roofs more aggressively, creating uplift pressure that lifts shingles from the bottom up. Ridge caps and hip caps on steep roofs also take more direct wind loading. The tradeoff is that steep roofs shed water better once damaged, so leaks may develop more slowly—but the structural wind damage is often more extensive.

A tree branch fell on my roof during the windstorm. Is that separate from wind damage?

Both are covered under the same storm claim, but they need distinct documentation. In Dripping Springs, live oak and cedar limbs are the primary tree hazard during wind events—both species hold heavy branches that snap under sustained wind loading. The branch impact damage (punctured shingles, cracked decking, dented metal panels) is documented separately from the wind-pattern damage (broken seals, lifted edges, missing shingles on exposed slopes). Many adjusters only write up the obvious branch impact and miss the wind damage on other slopes.

Does insurance cover wind damage on my Dripping Springs home?

Yes—virtually all Texas homeowner's policies cover sudden wind damage. The critical requirement is proving damage was caused by wind, not wear and tear. On newer custom Dripping Springs homes, this distinction is usually straightforward—adjusters rarely question wind causation on a 5-year-old roof. On older properties along ranch roads or near downtown Dripping Springs, documentation of wind-specific patterns becomes more important. Our inspection addresses the causation question before the adjuster raises it.

The adjuster said it's 'wear and tear,' not wind. What now?

'Wear and tear' is the most common wind claim denial, and it's often wrong. We provide a second inspection with documentation showing wind-specific indicators: directional damage patterns matching the storm, broken seal strips on non-brittle shingles, clean underlayment where shingles were torn (not weathered), and creased shingles from wind lift. On Hill Country homes with good-quality materials and regular sun exposure, the wind-vs-wear distinction is actually easier to document than on aging production homes because the surrounding material is typically in better condition.

Can repeated wind events cause damage without a single major storm?

Yes—and this is especially relevant in Dripping Springs. Hill Country properties on exposed lots experience sustained wind loading far more frequently than sheltered urban homes. Each wind event loosens seals, stresses flashing, and fatigues metal clips incrementally. You may never experience a dramatic windstorm with 70 mph gusts, but dozens of 40-50 mph events over a season can produce the same cumulative damage. We document current conditions and cross-reference recent weather data to establish causation.

I have outbuildings—a barn, workshop, and guest house. Can all go on the claim?

If they're listed as covered structures on your policy, yes. Many Dripping Springs acreage properties have multiple structures with different roofing materials—metal on the barn, shingles on the main house, maybe tile or stone-coated steel on the guest house. Each structure needs separate documentation with material-specific detail. We inspect every structure on your property in a single visit and document each one individually in the claim package.

Will filing a wind damage claim raise my insurance rates?

Texas law generally prevents insurers from raising your premium specifically for weather-related claims. Wind is an act of nature. The damage exists on your roof whether you file or not. Leaving wind damage unrepaired on an exposed Hill Country property leads to accelerated deterioration—each subsequent wind event exploits every unsealed shingle and loosened connection.

The wind event was weeks ago. Is it too late?

Probably not. Texas allows 1-2 years for most storm claims. But waiting weakens your position in two ways: subsequent wind and weather events compound existing damage, making it harder to attribute to a specific event, and Dripping Springs' intense UV degrades exposed areas faster than in shaded urban neighborhoods. A free inspection now establishes what's clearly attributable to the storm while the evidence is still fresh.

What wind speeds cause roof damage in Dripping Springs?

Sustained winds above 50 mph can damage roofs, and Dripping Springs regularly experiences gusts exceeding that during spring and fall thunderstorms. But on exposed Hill Country lots, the threshold is effectively lower. Hilltop properties with no windbreak face sustained directional loading that flat-terrain homes don't experience. Even 40-45 mph sustained winds on a fully exposed ridgeline lot can break shingle seals and stress metal panel clips—especially on steep-pitch roofs with large eave overhangs.