Storm Damage Roof Repair in Lakeway, TX

Why Storm Chasers Target Lakeway—And Why It's Especially Dangerous on Tile

Lakeway is a storm chaser's dream: affluent neighborhoods, high-value homes, and tile roofs worth $25,000-$60,000+ per claim. After every significant storm, out-of-state contractors descend on Rough Hollow, The Hills, Flintrock Falls, and Serene Hills. On tile roofs, the consequences of hiring the wrong contractor go beyond bad workmanship—they can create more damage than the storm did.

A storm just hit Lakeway. How fast can you get here?

We dispatch to Lakeway emergencies same-day and typically arrive within 2-4 hours for active leaks or significant damage. Lakeway is a core service area—we've been working on Lake Travis homes since 2008. For tile roofs with missing or shifted tiles exposing underlayment, we prioritize immediate tarping. Call (512) 640-2658 now.

My tile roof was hit by hail. How is tile storm damage different from shingle damage?

Hail affects tile and shingles very differently. On shingles, hail cracks the surface and displaces granules. On tile, hail can crack individual tiles, chip edges, and—critically—damage the underlayment beneath tiles through the gaps between them. This underlayment damage is invisible from the surface. A thorough tile storm inspection requires lifting tiles to check the waterproofing layer, not just looking at the tile surface from above.

Should I call you or my insurance company first?

Call us first. On Lakeway tile roofs, the initial documentation is especially important because tile damage is assessed and priced differently than shingle damage. If your claim is filed with generic shingle-based documentation, your adjuster may price the entire job at shingle rates—which can mean tens of thousands of dollars less than what tile repair or replacement actually costs.

Will my insurance cover a tile roof replacement?

Yes, if the damage was caused by a covered storm event. However, insurance companies sometimes try to price tile claims at shingle rates, or they depreciate tile roofs more aggressively than warranted. A 15-year-old tile roof still has 35+ years of useful life—depreciation shouldn't be calculated the same as a 15-year-old shingle roof that's approaching end-of-life. We document and advocate for proper tile valuation.

Wind shifted tiles on my lake-facing slope. Is that covered?

Wind damage is covered by standard Texas homeowner's policies. Lake Travis creates sustained wind patterns that shift and displace tiles—this is well-documented and adjusters familiar with the area understand the exposure. We document the wind direction, the displacement pattern, and any underlayment exposure to support your claim.

The adjuster seemed unfamiliar with tile roofs. Should I be concerned?

Yes. Many adjusters handle mostly shingle roofs and may not understand tile-specific damage indicators, repair techniques, or proper pricing. They may miss underlayment damage beneath intact tiles, underestimate tile replacement costs, or fail to account for the specialized labor tile work requires. Having us on-site during the adjuster's visit ensures tile-specific damage gets properly documented and valued.

My HOA requires exact material matching on repairs. Will insurance cover that?

Your policy covers restoring your roof to its pre-loss condition. If your HOA requires specific tile profiles and colors—and most Lakeway HOAs do—that matching is part of proper restoration. We document HOA requirements and include matching specifications in the claim so the settlement reflects the actual cost of compliant repair, not generic materials.

Will filing a storm claim raise my insurance rates?

Texas law generally prevents insurers from increasing your premium specifically for weather-related claims. The damage is on your roof whether you file or not. Leaving storm damage unrepaired on a tile roof is especially risky because water infiltrating through cracked tiles or damaged underlayment can rot decking for months before you see interior symptoms.

Storm chasers are showing up at doors in my neighborhood. What should I do?

Lakeway is a prime storm chaser target—higher home values mean higher insurance payouts. The risk is especially high with tile roofs because inexperienced contractors crack tiles walking across your roof, improperly seat replacements, and don't address underlayment damage. Never sign anything on the spot. Ask for a local address, a contractor license, and Google reviews going back years. Then call a company you chose—not one that found you.

The storm was several weeks ago. Is it too late to file?

Probably not. Texas typically allows 1-2 years to file storm damage claims. However, on tile roofs, waiting is particularly dangerous because water slowly infiltrating through hairline cracks and damaged underlayment causes progressive decking damage that eventually becomes an uncovered maintenance problem. Get a free inspection now while the damage is still clearly storm-related.

I got a low settlement offer. Can you help?

This is common on Lakeway tile roof claims, often because the adjuster priced the work at standard shingle rates or missed underlayment damage beneath intact tiles. We inspect, document what was missed, and file a supplemental claim with tile-specific pricing. Many Lakeway homeowners receive significantly higher settlements on the second review—sometimes $10,000-$25,000+ more.

My roof is steep and I can't see the damage. How do I know if it's worth filing?

Many Lakeway roofs are too steep to assess from the ground. That's exactly why we offer free inspections—we bring specialized equipment for safe steep-pitch access and photograph everything for your review. If we find claimable damage, we help you file. If we don't, we tell you honestly. No charge either way.